Madison County and Oneida City property record for 313 Carpenter St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,435 sqft · built 1917 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,744 (Apr 2008) |
| Tax Bill | $5,104 (2025) |
| Deeds & Mortgages | Nov 2017 Loan Modification Nov 2017 Mortgage |
| APN | 251201 38.30-1-47 |
| Primary APN | 251201 38.30-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| 1st Floor Area | 1,147 sqft |
| Upper Floors Area | 288 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 CARPENTER ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records · APN 251201 38.30-1-47
Assessment roll updated April 17, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 CARPENTER ST, ONEIDA, NY 13421-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2017 | Loan Modification, Mortgage · Conventional with PMI SUNTRUST MTG |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2008 · Amount on Record |
| Deed Sale | Apr 25, 2008 · Amount on Record |
| Prior Sale | May 17, 2005 · Amount on Record |
| Deed Book / Page | 1439 / 176 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 313 CARPENTER ST, ONEIDA, NY 13421-1907 |
| Document Number | 0000007237 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Address | 313 CARPENTER ST ONEIDA NY 134211907, ONEIDA, NY 13421-1907 |
| Document Number | 0000007237 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 7237 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 313 CARPENTER ST, ONEIDA, NY 13421-1907 |
| Document Number | 0000007236 |
| Instrument Date | Nov 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Address | 313 CARPENTER ST ONEIDA NY 134211907, ONEIDA, NY 13421-1907 |
| Document Number | 0000007236 |
|---|---|
| Date | Dec 06, 2017 |
| Instrument | 7236 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 05, 2032 |
Source: Madison County and Oneida City records · Assessment roll updated April 17, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,104.00 (+172.07%) | $102,600 (-) Land $10,300 Building $92,300 | $144,507 (+7.04%) Land $14,507 Building $130,000 |
| 2023 | $102,600 (-) Land $10,300 Building $92,300 | $135,000 (+9.21%) Land $13,553 Building $121,447 | |
| 2022 | $1,876.00 Homeowner's exemption | $102,600 Land $10,300 Building $92,300 | $123,614 Land $12,410 Building $111,204 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 528 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONEIDA CITY serves 11,393 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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