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313 Cardinal Rd, Louisa, VA 23093 Property Records

Louisa County property record for 313 Cardinal Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,924 sqft · built 2019
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Oct 2024)
Tax Bill$163 (2022)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN40G 1 13

Property Details

APN / Parcel Number

Primary APN40G 1 13
Alternative APNs
  • 29691
  • 28231

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,924 sqft Living Area
1st Floor Area962 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area138 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number28231
Street Address313 CARDINAL RD
CityLOUISA
StateVA
Zip23093-4939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
Legal DescriptionCOUNTRYSIDE PHASE 1B PB 8/2446-2449 LOT 13 DB 1979/795 .193AC
Legal SubdivisionCOUNTRYSIDE
Legal Phase1B
Legal Lot Number13
JurisdictionLOUISA VA
Township / Civil DivisionLOUISA
Census Block Group2
Census Block2001
Census Tract950201

Owner

313 Cardinal Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Louisa County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address313 CARDINAL RD, LOUISA, VA 23093-4939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2024 · Amount on File
Deed SaleOct 16, 2024 · Amount on File
Prior SaleDec 19, 2019 · Amount on File
Deed Document Number20249100
Deed Book / Page1979 / 795
Record UpdatedOct 29, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUISA VA
Recording DateDec 19, 2019
Property Address313 CARDINAL RD, LOUISA, VA 23093-4939
Document Number0000011280
Book / Page001649 / 000366
Instrument DateDec 4, 2019
Instrument11280
Transaction TypeTransfer
Record UpdatedJan 28, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.99
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address313 CARDINAL RD LOUISA VA 230934939, LOUISA, VA 23093-4939

Mortgage

Document Number11281
DateDec 19, 2019
Book Page001649/000370
Instrument11281
Lender
NameFIDELITY CAP MTG
TypeMortgage Company
AddressRICHMOND, VA 23230
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 18, 2049

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
MunicipalityLouisa Town
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$358,200 (+4.65%) Land $39,000 Building $319,200$358,200 (+4.65%) Land $39,000 Building $319,200
2025$342,300 Land $31,000 Building $311,300$342,300 Land $31,000 Building $311,300
2023$277,000 Land $24,000 Building $253,000
2022$163.00$277,000 Land $24,000 Building $253,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Cardinal Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LOUISA
serves 1,555 people · EPA ID VA2109450
Water SourcePurchased surface water from LOUISA COUNTY WATER AUTHORITY
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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