313 Cardinal Rd, Jacksonville, NC 28546 Property Records

Onslow County property record for 313 Cardinal Rd, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1972
Lot Size	0.334 acres (14,545 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Dec 2018)
Tax Bill	$1,633 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`439-41`

Property Details

APN / Parcel Number

Primary APN	`439-41`
Alternative APNs	`446128000` `015787`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,545 sqft (0.334 acres)
Lot Dimensions	202 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	446128000
Street Address	313 CARDINAL RD
City	JACKSONVILLE
State	NC
Zip	28546-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L29 S2 BL CARDINAL VILLAGE
Legal Subdivision	CARDINAL VILLAGE SEC 2
Legal Block	L
Legal Lot Number	29
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1020
Census Tract	1301

Owner

313 Cardinal Rd is owned and occupied by an individual who bought it in December 2018.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	313 CARDINAL RD, JACKSONVILLE, NC 28546-4606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Feb 2, 2011 · Amount on File
Deed Book / Page	4868 / 540
Prior Transfer Date	Nov 30, 2010
Prior Transfer Doc	0035140072
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	313 CARDINAL RD, JACKSONVILLE, NC 28546-4606
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052250528
Date	Jul 29, 2020
Book Page	5225/528

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Aug 1, 2048

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 3, 2018
Property Address	313 CARDINAL RD, JACKSONVILLE, NC 28546-4606
Document Number	0048680540
Book / Page	4868 / 540
Map Reference	MB8 PG71
Instrument Date	Nov 29, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 HUNTING BAY DR, 105, CAPE CARTERET, NC 28584-9730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 CARDINAL RD, JACKSONVILLE, NC 28546-4606

Mortgage

Document Number	0004868543
Date	Dec 3, 2018
Instrument	4868/543

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 313 Cardinal Rd was $1,633.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,633.00	$188,165 Land $60,000 Building $128,165	$188,165 Land $60,000 Building $128,165
2023	$1,595.00	$127,142 Land $30,000 Building $97,142	$127,142 Land $30,000 Building $97,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 313 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 313 Cardinal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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