Kane County property record for 313 Bowman St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,436 sqft · built 1920 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $105,000 (May 2017) |
| Tax Bill | $15,468 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer May 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-180-003 |
| Primary APN | 09-34-180-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,436 sqft Living Area |
| Basement Area | 591 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Porch | Enclosed Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 313 BOWMAN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 852201 |
313 Bowman St is owner-occupied and held in a trust since September 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 313 BOWMAN ST, SAINT CHARLES, IL 60174-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STILLMAN BANCORP |
| Dec 21, 2017 | Deed of Trust, Mortgage STILLMAN BANCORP |
| Aug 14, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage STILLMAN BANCORP |
| May 19, 2017 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on File |
| Deed Sale | May 19, 2017 · Amount on File |
| Prior Sale | Jan 21, 2014 · Amount on File |
| Deed Document Number | 201725712 |
| Last Transfer Date | Sep 5, 2023 |
| Transfer Doc | 0000032426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 313 BOWMAN ST, ST CHARLES, IL 60174-3947 |
| Document Number | 0000032426 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 2023K032426 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 313 BOWMAN ST, SAINT CHARLES, IL 60174-3947 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 313 BOWMAN ST, ST CHARLES, IL 60174-3947 |
| Document Number | 0000028411 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 BOWMAN ST ST CHARLES IL 601743947, ST CHARLES, IL 60174-3947 |
| Document Number | 0000028411 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 28411 |
| Name | STILLMAN BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | STILLMAN VALLEY, IL 61084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 313 BOWMAN ST, ST CHARLES, IL 60174-3947 |
| Document Number | 0000067291 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 BOWMAN ST ST CHARLES IL 601743947, ST CHARLES, IL 60174-3947 |
| Document Number | 0000067291 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 67291 |
| Name | STILLMAN BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | STILLMAN VALLEY, IL 61084 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 14, 2017 |
| Property Address | 313 BOWMAN ST, ST CHARLES, IL 60174-3947 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 42191 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 14, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1101 S STATE ST #607A CHICAGO IL 606053175, 607A, CHICAGO, IL 60605-3175 |
| Document Number | 0000042191 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | 42191 |
| Name | STILLMAN BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCKFORD, IL 61108 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 13, 2018 |
| Rate | 5.25% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 19, 2017 |
| Property Address | 313 BOWMAN ST, ST CHARLES, IL 60174-3947 |
| Document Number | 0000025712 |
| Instrument Date | May 17, 2017 |
| Instrument | 25712 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount on Record |
|---|---|
| Tax | $277.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 535 BROWNSTONE DR ST CHARLES IL 601742807, ST CHARLES, IL 60174-2807 |
The 2025 property tax bill for 313 Bowman St was $15,468.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,468.00 | $220,553 (+8.53%) Land $52,540 Building $168,013 | $661,924 (+8.53%) Land $157,683 Building $504,241 |
| 2024 | $203,219 Land $48,411 Building $154,808 | $609,901 Land $145,291 Building $464,610 | |
| 2022 | $13,649.00 (+3.86%) | $169,053 (+4.91%) Land $47,960 Building $121,093 | $507,159 (+4.91%) Land $143,880 Building $363,279 |
| 2021 | $13,142.00 | $161,141 Land $45,715 Building $115,426 | $483,423 Land $137,145 Building $346,278 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Bowman St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 313 Bowman St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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