Santa Cruz County property record for 313 Bowen Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1965 |
| Square Footage | 2,216 sqft Living Area |
| Lot Size | 14,505 sqft (0.333 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,598,000 (2021) |
| Tax Bill | $14,633.00 (2025) |
| Primary APN | 041-372-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,216 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 14,505 sqft (0.333 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 323 sqft Garage |
| Carport | Carport |
| Carport Area | 323 sqft Carport |
| Deck Area | 1,580 sqft Deck |
| Patio Area | 1,580 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Street Address | 313 BOWEN AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | DEL MAR HEIGHTS UN 02 TR 304 |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-372-18
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 09, 2021 | Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Feb 12, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage VAL CHRIS INVESTMENTS INC |
| Aug 16, 2018 | Grant Deed, Transfer · Conventional Mortgage OCMBC INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2021 · Amount on Record |
| Deed Sale | Sep 09, 2021 · Amount on Record |
| Prior Sale | Aug 16, 2018 · Amount on Record |
| Deed Doc Number | 202146505 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Document Number | 0000058181 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0058181 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 09, 2021 |
| Property Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Document Number | 0000046505 |
| Map Reference | MB 37 PG 67 |
| Instrument Date | Sep 07, 2021 |
| Instrument | 2021-0046505 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,757.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 22850 RANCHO PALOMARES PL, CASTRO VALLEY, CA 94552-5402 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2995 WOODSIDE RD 400, 400, WOODSIDE, CA 94062-2448 |
| Document Number | 0000009155 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-0009155 |
| Name | VAL CHRIS INVESTMENTS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92614 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2018 |
| Property Address | 313 BOWEN AVE, APTOS, CA 95003-4207 |
| Document Number | 0000024981 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 24981 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $886.05 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 BOWEN APTOS CA 95001, APTOS, CA 95001 |
| Document Number | 24982 |
|---|---|
| Date | Aug 16, 2018 |
| Instrument | 24982 |
| Name | OCMBC INC |
|---|---|
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,283,232 (+2%) Land $962,424 Building $320,808 | ||
| 2025 | $14,633.00 (-18.14%) Homeowner's exemption | $1,258,071 (-22.82%) Land $943,553 Building $314,518 | |
| 2023 | $17,876.00 (+1.02%) | $1,629,960 Land $1,222,470 Building $407,490 | $1,484,730 |
| 2022 | $17,695.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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