Kenton County property record for 313 Birchwood Dr, Fort Wright, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,724 sqft · built 1958 |
| Lot Size | 0.313 acres (13,618 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,147 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-10-03-001.00 |
| Primary APN | 041-10-03-001.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,724 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 13,618 sqft (0.313 acres) |
| Lot Dimensions | 123 ft deep x 110 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 313 BIRCHWOOD DR |
|---|---|
| City | FT WRIGHT |
| State | KY |
| Zip | 41011-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAZELWOOD SEC 1 LOT 16 & N 30' LOT 15 110.04'X 123.84' |
| Legal Subdivision | HAZELWOOD |
| Legal Phase | 1 |
| Legal Lot Number | 16,15 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 64800 |
313 Birchwood Dr is owned and occupied by an individual who acquired it in December 2003.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 BIRCHWOOD DR, FT WRIGHT, KY 41011-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Feb 22, 2022 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Jan 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 26, 2003 |
| Transfer Doc | 0108059001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 313 BIRCHWOOD DR, FT WRIGHT, KY 41011-2720 |
| Document Number | 0000016182 |
| Book / Page | 466 / 534 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202616182 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2026 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 313 BIRCHWOOD DR, FT WRIGHT, KY 41011-2720 |
| Document Number | 0000016182, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 466/534 |
| Instrument | 202616182 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 BIRCHWOOD DR, FT WRIGHT, KY 41011-2720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900257 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 340/541 |
| Instrument | 22022205900257 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 238 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 313 BIRCHWOOD DR, FT WRIGHT, KY 41011-2720 |
| Document Number | 0000000158 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 313 BIRCHWOOD DR FORT WRIGHT KY 410112720, FORT WRIGHT, KY 41011-2720 |
| Document Number | 0000000158 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 0C6587/000300 |
| Instrument | 158 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2049 |
The 2025 property tax bill for 313 Birchwood Dr was $2,147 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Wright City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,800 (-) Land $35,000 Building $230,800 | $265,800 (-) Land $35,000 Building $230,800 | |
| 2025 | $2,147.00 Homeowner's exemption | $265,800 Land $35,000 Building $230,800 | $265,800 Land $35,000 Building $230,800 |
| 2023 | $1,381.00 Homeowner's exemption | $176,000 Land $35,000 Building $141,000 | $176,000 Land $35,000 Building $141,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Birchwood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 Birchwood Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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