Freeborn County property record for 313 Bancroft Dr, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,122 sqft · built 1998 |
| Lot Size | 0.51 acres (22,252 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Sep 2025) |
| Tax Bill | $5,512 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.275.0870 |
| Primary APN | 34.275.0870 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 805 sqft |
| Finished Basement | 805 sqft |
| Unfinished Basement | 1,105 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,252 sqft (0.51 acres) |
| Lot Dimensions | 142 ft deep x 155 ft wide |
| Garage Type | Attached |
| Garage Area | 704 sqft |
| Deck Area | 39 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 313 BANCROFT DR |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-2128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SHOREWOOD HILLS SECOND SUBDIVI LOT-7&8 BLOCK-004 LOTS 7 & 8 BLOCK 4 SHOREWOOD HILLS 2ND SUB CITY |
| Legal Subdivision | SHOREWOOD HILLS SECOND SUBDIVI |
| Legal Block | 4 |
| Legal Lot Number | 7&8 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 180500 |
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 BANCROFT DR, ALBERT LEA, MN 56007-2128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on Record |
| Deed Sale | Sep 26, 2025 · Amount on Record |
| Deed Document Number | 20251811753 |
| Prior Transfer Date | Apr 19, 2012 |
| Prior Transfer Doc | T112126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 313 BANCROFT DR, ALBERT LEA, MN 56007-2128 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | T114928 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | T114928 |
| Name | WELLS FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,512.00 Homeowner's exemption | $371,900 (-) Land $89,600 Building $282,300 | $371,900 (-) Land $89,600 Building $282,300 |
| 2025 | $5,512.00 (+23.37%) Homeowner's exemption | $371,900 (+14.89%) Land $89,600 Building $282,300 | $371,900 (+14.89%) Land $89,600 Building $282,300 |
| 2023 | $4,468.00 (+12.71%) Homeowner's exemption | $323,700 Land $89,600 Building $234,100 | $323,700 Land $89,600 Building $234,100 |
| 2020 | $3,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: AT&T, Metronet.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures