313 Arthur St, Pinconning, MI 48650 Property Records

Bay County property record for 313 Arthur St, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,150 sqft · built 1950
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Feb 2025)
Tax Bill	$2,355 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-C05-009-009-00`

Property Details

APN / Parcel Number

Primary APN	`180-C05-009-009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,150 sqft Living Area
1st Floor Area	920 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	313 ARTHUR ST
City	PINCONNING
State	MI
Zip	48650-8908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 & 10 BLK 9. H.M. CLIFFS ADD., L2/P59 BCR
Legal Subdivision	HM CLIFFS ADD
Legal Lot Number	9-10
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1043
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2752 W NORTH UNION RD, 54, MIDLAND, MI 48642-6554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME LN INV BK FSB
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20251652
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	313 ARTHUR ST, PINCONNING, MI 48650-8908
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 ARTHUR ST, PINCONNING, MI 48650-8908

Mortgage

Document Number	0000002287
Date	Mar 3, 2026
Instrument	202602287

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 19, 2021
Property Address	313 ARTHUR ST, PINCONNING, MI 48650-8908
Document Number	0000019505
Map Reference	LB 2 PG 59
Instrument Date	Nov 17, 2021
Instrument	202119505
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 ARTHUR ST, 313, PINCONNING, MI 48650-8908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 E 8TH ST, PINCONNING, MI 48650-9496

Mortgage

Document Number	0000019506
Date	Nov 19, 2021
Instrument	202119506

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	313 ARTHUR ST, PINCONNING, MI 48650-8908
Document Number	0000012314
Instrument Date	Aug 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	313 ARTHUR ST PINCONNING MI 486508908, PINCONNING, MI 48650-8908

Mortgage

Document Number	0000012314
Date	Sep 5, 2019
Instrument	12314

Lender

Name	HOME LN INV BK FSB
Type	Bank
Address	WARWICK, RI 02886-1765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 4, 2039

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Nov 19, 2018
Property Address	313 ARTHUR ST, PINCONNING, MI 48650-8908
Document Number	0000015793
Instrument Date	Nov 16, 2018
Instrument	15793
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	111 S 3RD ST LINWOOD MI 486342504, LINWOOD, MI 48634-2504

Mortgage

Document Number	15794
Date	Nov 19, 2018
Instrument	15794

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Pinconning City
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,355.00 (+42.99%) Homeowner's exemption	$52,800 (+34.69%)	$105,600 (+34.69%)
2023		$39,200	$78,400
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PINCONNING serves 1,204 people · EPA ID MI0005330
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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