Jackson County property record for 313 Alder St, Central Point, OR 97502
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,108 sqft · built 1945 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,880 (2025) |
| Deeds & Mortgages | Feb 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372W11BB1600 |
| Primary APN | 372W11BB1600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1955 |
| Roof Material | Other |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 313 ALDER ST |
|---|---|
| City | CENTRAL POINT |
| State | OR |
| Zip | 97502-2228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Range | 02W |
| Legal Township | 37S |
| Legal Section | 11 |
| Legal Quarter | 2 |
| Legal Block | 1 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | MEDFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1001 |
313 Alder St is owned and occupied by an individual.
Source: Jackson County records, as of August 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 ALDER ST, CENTRAL POINT, OR 97502-2228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 313 ALDER ST, CENTRAL POINT, OR 97502-2228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 313 ALDER ST, CENTRAL POINT, OR 97502-2228 |
| Document Number | 0000004020 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026-004020 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 891 Months |
| Due | May 3, 2100 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
The 2025 property tax bill for 313 Alder St was $1,880, up 2.6% from the year before.
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Central Point City |
| Unified School District | Central Point School District 6 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,600 (+2.99%) | $241,600 (+6.88%) Land $128,620 Building $112,980 | |
| 2025 | $1,880.00 (+2.56%) | $110,300 (+3%) Land $50,860 Building $59,440 | $226,050 (+9.55%) Land $116,650 Building $109,400 |
| 2024 | $1,833.00 (+3.33%) | $107,090 (+2.99%) Land $49,380 Building $57,710 | $206,350 (+7.08%) Land $113,250 Building $93,100 |
| 2023 | $1,774.00 (+2.37%) | $103,980 (+2.99%) Land $47,950 Building $56,030 | $192,710 (-19.43%) Land $149,930 Building $42,780 |
| 2022 | $1,733.00 | $100,960 Land $46,550 Building $54,410 | $239,180 Land $121,040 Building $118,140 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 Alder St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 Alder St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hunter Communications Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: CenturyLink.
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