313 4th Ave, Collins, IA 50055 Property Records

Story County property record for 313 4th Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,172 sqft · built 1969
Lot Size	0.41 acres (17,878 sqft)
Owner	Individual Name on Record
Last Sale	$165,500 (Jan 2023)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-165-640`

Property Details

APN / Parcel Number

Primary APN	`16-21-165-640`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,878 sqft (0.41 acres)
Lot Dimensions	142 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,076 sqft
Parking Spaces	4 Parking Spaces
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	313 4TH AVE
City	COLLINS
State	IA
Zip	50055-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O T LOTS 1 & 2 BLK 1
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	ORIGINAL TOWN
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2156
Census Tract	10200

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	313 4TH AVE, COLLINS, IA 50055-7722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage CONSUMER LOAN SERVICES LLC
Jan 10, 2023	Warranty Deed, Transfer
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2023 · Amount on Record
Deed Sale	Jan 10, 2023 · Amount on Record
Prior Sale	Jan 19, 2017 · Amount on Record
Deed Document Number	2023227
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 4TH AVE, COLLINS, IA 50055-7722
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000519
Date	Jan 19, 2017
Instrument	2017-00000519

Lender

Name	CONSUMER LOAN SERVICES LLC
Type	Mortgage Company
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2037

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jan 10, 2023
Property Address	313 4TH AVE, COLLINS, IA 50055-7722
Document Number	0202300227
Instrument Date	Jan 6, 2023
Instrument	2023-00227
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 4TH AVE, COLLINS, IA 50055-7722

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 4TH AVE, COLLINS, IA 50055-7722
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103225
Date	Mar 16, 2021
Instrument	2021-03225

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	313 4TH AVE, COLLINS, IA 50055-7722
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209489
Date	Sep 26, 2022
Instrument	2022-09489

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00 Homeowner's exemption	$180,300 (+5.32%) Land $23,700 Building $156,600	$180,300 (+5.32%) Land $23,700 Building $156,600
2024	$2,608.00 (-1.66%)
2023		$171,200 Land $20,700 Building $150,500	$171,200 Land $20,700 Building $150,500
2022	$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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