Cook County property record for 313 45th Ave, Northlake, IL 60164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1956 |
| Lot Size | 0.084 acres (3,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Jan 2019) |
| Tax Bill | $5,274 (2023) |
| Deeds & Mortgages | May 2022 Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-05-204-009 |
| Primary APN | 15-05-204-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 3,660 sqft (0.084 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 313 45TH AVE |
|---|---|
| City | NORTHLAKE |
| State | IL |
| Zip | 60164-2643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 05 |
| Legal Subdivision | MILLS & SONS MEADOWCREEK |
| Legal Lot Number | 317 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PROVISO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 816700 |
313 45th Ave is owned and occupied by an individual who bought it in January 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 45TH AVE, NORTHLAKE, IL 60164-2643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jan 11, 2019 | Warranty Deed, Transfer · Conventional with PMI HOME PT FIN'L |
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2019 · Amount on File |
| Deed Sale | Jan 11, 2019 · Amount on File |
| Prior Sale | Apr 17, 2014 · Amount on File |
| Deed Document Number | 201949120 |
| Prior Transfer Date | Apr 11, 2014 |
| Prior Transfer Doc | 0000015051 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 313 45TH AVE, NORTHLAKE, IL 60164-2643 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0014420050 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2214420050 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 11, 2019 |
| Property Address | 313 45TH AVE, NORTHLAKE, IL 60164-2643 |
| Document Number | 1901149120 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 1149120 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GIT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 45TH AVE NORTHLAKE IL 601642643, NORTHLAKE, IL 60164-2643 |
| Document Number | 1901149121 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 1149121 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2049 |
| Rate | 5.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 313 45TH AVE, NORTHLAKE, IL 60164-2643 |
| Document Number | 1732608364 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | GREATER ILLINOIS TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 313 45TH AVE NORTHLAKE IL 601642643, NORTHLAKE, IL 60164-2643 |
| Document Number | 1732608364 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 32608364 |
| Name | BMO HARRIS BK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
| Rate | 4.5% |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Proviso Township |
| Municipality | Northlake City |
| Elementary School District | Berkeley School District 87 (PK - 08) |
| Secondary School District | Proviso Township High School District 209 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,000 Land $1,830 Building $17,170 | $190,000 Land $18,300 Building $171,700 | |
| 2023 | $5,274.00 (+8.21%) | ||
| 2022 | $4,874.00 Homeowner's exemption | $16,134 Land $1,555 Building $14,579 | $161,340 Land $15,550 Building $145,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 313 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 157 (1979–2025) |
| Claims Outside the SFHA | 10 of 157 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHLAKE serves 12,840 people · EPA ID IL0314710 |
|---|---|
| Water Source | Purchased surface water from MELROSE PARK |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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