Beltrami County property record for 313 3rd St NW, Bemidji, MN 56601
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,400 sqft · built 1920 |
| Lot Size | 0.225 acres (9,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,242 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Line of Credit |
| APN | 80.01065.00 |
| Primary APN | 80.01065.00 |
|---|
| Building Area | 2,400 sqft Total Area |
|---|---|
| 1st Floor Area | 3,500 sqft |
| Elevator | Elevator |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Lot Area | 9,800 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Area | 1,800 sqft |
| Street Address | 313 3RD ST NW |
|---|---|
| City | BEMIDJI |
| State | MN |
| Zip | 56601-3136 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SECT- 9 TWP-146 RANGE- 33 BEMIDJI LOT- 14 BLOCK- 15 |
| Legal Range | 33 |
| Legal Township | 146 |
| Legal Section | 09 |
| Legal Subdivision | BEMIDJI |
| Legal Block | 15 |
| Legal Lot Number | 14 |
| Jurisdiction | BELTRAMI MN |
| Township / Civil Division | BEMIDJI |
| Census Block Group | 5 |
| Census Block | 5033 |
| Census Tract | 450600 |
Source: Beltrami County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1877 BECIDA RD SW, BEMIDJI, MN 56601-9654 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2019 | Deed of Trust, Mortgage · SBA Mortgage ULTIMA BANK MINNESOTA |
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit ULTIMA BANK MINNESOTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 325 3RD ST NW, BEMIDJI, MN 56601-3136 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000581453 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | A000581453 |
| Name | ULTIMA BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELTRAMI MN |
| Property Address | 325 3RD ST NW, BEMIDJI, MN 56601-3136 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000581455 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | A000581455 |
| Name | ULTIMA BANK MINNESOTA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Jul 15, 2022 |
Source: Beltrami County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Beltrami County |
| Municipality | Bemidji City |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,242.00 (-0.16%) | $144,700 (-) Land $58,800 Building $85,900 | $144,700 (-) Land $58,800 Building $85,900 |
| 2025 | $4,249.00 (-2.32%) | $144,700 (+6.71%) Land $58,800 Building $85,900 | $144,700 (+6.71%) Land $58,800 Building $85,900 |
| 2023 | $4,350.00 (-6.73%) | $135,600 (+1.19%) Land $58,800 Building $76,800 | $135,600 (+1.19%) Land $58,800 Building $76,800 |
| 2022 | $134,000 Land $58,800 Building $75,200 | $134,000 Land $58,800 Building $75,200 | |
| 2021 | $4,664.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bemidji serves 15,147 people · EPA ID MN1040002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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