313 3rd Ave W, Zap, ND 58580 Property Records

Mercer County property record for 313 3rd Ave W, Zap, ND 58580

Property Summary

Property Type	Single Family Home
Lot Size	400 acres (17,424,000 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Mar 2022)
Tax Bill	$915 (2024)
Deeds & Mortgages	Jan 2021 Refinance Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ZZ14489010904A`

Property Details

APN / Parcel Number

Primary APN	`ZZ14489010904A`

Exterior

Lot Area	17,424,000 sqft (400 acres)

Location & Zoning

Street Address	313 3RD AVE W
City	ZAP
State	ND
Zip	58580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 LOT 4-5-6 & E1/2 VACATED ST N OF LOT 4 BLK 9 6045 A ZAP
Legal Block	9
Legal Lot Number	4-6
Jurisdiction	MERCER ND
Township / Civil Division	ZAP
Census Block Group	1
Census Block	1254
Census Tract	961800

Owner

Source: Mercer County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	PO BOX 372, BEULAH, ND 58523-0372
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL CREDIT UNION
Mar 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL CREDIT UNION
Mar 25, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Nov 6, 2020 · Amount on Record
Deed Document Number	224113
Deed Book / Page	176 / 681
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER ND
Property Address	313 3RD AVE W, ZAP, ND 58580
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000297/285
Date	Jan 12, 2021
Book Page	297/285
Instrument	221180

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER ND
Recording Date	Mar 24, 2022
Property Address	313 3RD AVE W, ZAP, ND 58580
Document Number	000176/681
Book / Page	176 / 681
Instrument Date	Mar 14, 2022
Instrument	224113
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 3RD AVE W, ZAP, ND 58580

Mortgage

Document Number	0000307/23
Date	Mar 24, 2022
Book Page	307/23
Instrument	224114

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER ND
Recording Date	Nov 6, 2020
Property Address	313 3RD AVE W, ZAP, ND 58580
Document Number	000173/453
Book / Page	173 / 453
Instrument Date	Nov 3, 2020
Instrument	220867
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3RD AVE W, ZAP, ND 58580

Mortgage

Document Number	0000220868
Date	Nov 6, 2020
Instrument	220868

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERCER ND
Recording Date	Mar 25, 2020
Property Address	313 3RD AVE W, ZAP, ND 58580
Document Number	000172/375
Book / Page	172 / 375
Instrument Date	Mar 9, 2020
Instrument	219518
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 22, ZAP, ND 58580-0022

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	North Dakota
County	Mercer County
Municipality	Zap City
Unified School District	Beulah Public School District 27 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,990 (-3.93%) Land $3,530 Building $55,460	$117,980 (-3.93%) Land $7,060 Building $110,920
2024	$915.00
2023		$61,405 Land $3,530 Building $57,875	$122,810 Land $7,060 Building $115,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 44% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ZAP serves 237 people · EPA ID ND2901054
Water Source	Purchased surface water from OMND WATER TREATMENT PLANT
Last State Inspection	May 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chloramine resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 250
West River Telecommunications Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave W

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures