313 3rd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 313 3rd Ave, Two Harbors, MN 55616 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1995
Square Footage775 sqft Gross Area
Lot Size6,970 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$330,000 (2026)
Tax Bill$3,286.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-7640-09060

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Building Area775 sqft Gross Area
1st Floor761 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1995
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area6,970 sqft (0.16 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area816 sqft Garage

Exterior Amenities

Pool TypePool with Hot Tub/Spa Pool Type
Deck Area105 sqft Deck
Porch Area36 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address313 3RD AVE
CityTWO HARBORS
StateMN
Zip55616-1626
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 BLOCK 9
Legal SubdivisionEAST TWO HARBORS
Legal Block9
Legal Lot Number6
JurisdictionLAKE MN
Minor Civil DivisionTWO HARBORS
Census Blockgroup3
Census Block3021
Census Tract370400

Owner

Source: Lake County records · APN 23-7640-09060

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address313 3RD AVE, TWO HARBORS, MN 55616-1626
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · Stand Alone Refinance
LAKE BANK
Oct 06, 2005Deed of Trust, Mortgage · Conventional Mortgage
KLEIN BANK
Nov 30, 2015Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU
Dec 05, 2016Deed of Trust, Mortgage · Conventional Mortgage
TWO HARBORS FCU
Feb 18, 2026Warranty Deed, Transfer
THE TITLE FIRM, THE TITLE TEAM
Sep 07, 2022Warranty Deed, Transfer · Stand Alone First Mortgage
SUMMIT MORTGAGE
Jan 21, 2010Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE DEPOT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2026 · Amount on Record
Deed SaleFeb 13, 2026 · Amount on Record
Prior SaleSep 02, 2022 · Amount on Record
Deed Doc Number20261848847
Record RefreshedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000193222
DateDec 23, 2019
InstrumentA000193222
Lender
NameLAKE BANK
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

October 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000159259
DateOct 06, 2005
InstrumentA000159259
Lender
NameKLEIN BANK
TypeBank
AddressCHASKA, MN 55318
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2035

November 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000184174
DateNov 30, 2015
InstrumentA000184174
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueNov 20, 2027

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000186591
DateDec 05, 2016
InstrumentA000186591
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term143 Months
DueNov 20, 2028

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateFeb 18, 2026
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Document NumberA000207833
Instrument DateFeb 13, 2026
InstrumentA000207833
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 3RD AVE, TWO HARBORS, MN 55616-1626

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateSep 07, 2022
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Document NumberA000201003
Instrument DateSep 02, 2022
InstrumentA000201003
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6012 VIRGINIA AVE S, EDINA, MN 55424-1756

Mortgage

Document NumberA000201004
DateSep 07, 2022
InstrumentA000201004
Lender
NameSUMMIT MORTGAGE
TypeMortgage Company
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

January 2010: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE MN
Recording DateJan 21, 2010
Property Address313 3RD AVE, TWO HARBORS, MN 55616-1626
Document NumberA000170983
Instrument DateNov 24, 2009
InstrumentA000170983
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyRES TITLE, RELS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$561.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address313 3RD AVE, TWO HARBORS, MN 55616-1626

Mortgage

Document NumberA000170984
DateJan 21, 2010
InstrumentA000170984
Lender
NameMORTGAGE DEPOT
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,286.00$303,300 (+4.23%) Land $20,700 Building $282,600$303,300 (+4.23%) Land $20,700 Building $282,600
2023$291,000 Land $18,800 Building $272,200$291,000 Land $18,800 Building $272,200

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