Monroe County property record for 313 2nd Ter, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,064 sqft · built 1977 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,500 (May 2015) |
| Tax Bill | $5,498 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00474420-000000 |
| Primary APN | 00474420-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,064 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 550 sqft |
| Deck Area | 32 sqft |
| Patio Area | 900 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1581534 |
|---|---|
| Street Address | 313 2ND TER |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | BK 3 LT 18 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR567-597 OR687-692 OR764-45 OR799-1308 OR846-1673/74 OR1175-2085 OR1534-1568 OR2343-2238 OR2738-903 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 11 |
| Legal Subdivision | LARGO SOUND VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
313 2nd Ter is owned by two individuals who bought it in May 2015.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3924 SW 60TH AVE, MIAMI, FL 33155-5017 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2015 · Amount on File |
| Deed Sale | May 1, 2015 · Amount on File |
| Prior Sale | Feb 4, 2008 · Amount on File |
| Deed Document Number | 20152027024 |
| Deed Book / Page | 2738 / 903 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 313 2nd Ter was $5,498, up 5% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,498.00 (+5.04%) | $604,443 Land $312,000 Building $292,443 | $604,443 Land $312,000 Building $292,443 |
| 2024 | $5,234.00 (+8.45%) | ||
| 2023 | $4,826.00 (+11.33%) | $600,342 (+10.3%) Land $330,000 Building $270,342 | $600,342 (+10.3%) Land $330,000 Building $270,342 |
| 2022 | $4,335.00 | $544,292 Land $270,000 Building $274,292 | $544,292 Land $270,000 Building $274,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 2nd Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 313 2nd Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures