Manatee County property record for 313 11th Ave E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,689 sqft · built 2002 |
| Lot Size | 0.176 acres (7,653 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (May 2015) |
| Tax Bill | $5,947 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 25817-0112-9 |
| Primary APN | 25817-0112-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,689 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,653 sqft (0.176 acres) |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 313 11TH AVE E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4277 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_PD-MU |
| Legal Description | LOT 12 NORTHSHORE AT RIVIERA DUNES PHASE 1-A TOGETHER WITH THE RIGHT TO USE BOAT SLIP 11 NORTHSHORE NEIGHBORHOOD MARINA PI#25817.0112/9 |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 13 |
| Legal Subdivision | NORTHSHORE AT RIVIERA DUNES PHASE 1-A |
| Legal Tract | 02581700 |
| Legal Lot Number | 12 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 1502 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 313 11TH AVE E, PALMETTO, FL 34221-4277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CTRL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2015 · Amount on Record |
| Deed Sale | May 15, 2015 · Amount on Record |
| Deed Document Number | 20153389943 |
| Deed Book / Page | 2569 / 1812 |
| Prior Transfer Date | Mar 20, 2013 |
| Prior Transfer Doc | 0024772219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 313 11TH AVE E, PALMETTO, FL 34221-4277 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 313 11TH AVE E, PALMETTO, FL 34221-4277 |
| Document Number | 202141012146 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 202141012146 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 313 11TH AVE E, PALMETTO, FL 34221-4277 |
| Document Number | 0026985118 |
| Book / Page | 002698 / 005118 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 313 11TH AVE E PALMETTO FL 342214277, PALMETTO, FL 34221-4277 |
| Document Number | 0026985118 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 002698/005118 |
| Instrument | 41102197 |
| Name | FLORIDA CTRL CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 26, 2027 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,907 (+2.7%) | $517,738 (-1.13%) Land $76,500 Building $441,238 | |
| 2025 | $5,947.00 (+5.59%) Homeowner's exemption | $338,760 (+19.34%) | $523,657 (+6.37%) Land $76,500 Building $447,157 |
| 2024 | $5,632.00 (+16.2%) | ||
| 2023 | $4,847.00 (+3.02%) Homeowner's exemption | $283,858 (+3%) | $492,278 (+3.98%) Land $76,500 Building $415,778 |
| 2022 | $4,705.00 Homeowner's exemption | $275,590 | $473,448 Land $75,000 Building $398,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 469 units insured incl. 292 condo units |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322 |
|---|---|
| Water Source | Purchased surface water from MANATEE COUNTY UTILITIES DEPT |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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