31291 Midnight Sun Way, Wesley Chapel, FL 33545 Property Records

Pasco County property record for 31291 Midnight Sun Way, Wesley Chapel, FL 33545

Property Summary

Property Type	Single Family Home
Details	2.5 ba · built 2025
Lot Size	1 acres (1 sqft)
Owner	2 Individual Names on File
Last Sale	$312,990 (May 2025)
Tax Bill	$2,916 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-25-20-0230-01600-1860`

Property Details

APN / Parcel Number

Primary APN	`27-25-20-0230-01600-1860`
Alternative APN	`2025270230016001860`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Flooring	Tile

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1 sqft (1 acres)
Driveway	Driveway
Driveway Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	31291 MIDNIGHT SUN WAY
City	WESLEY CHAPEL
State	FL
Zip	33545-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPUD
Legal Description	TOWNS AT WOODSDALE PHASE 1 PB 92 PG 128 BLOCK 16 LOT 186
Legal Subdivision	TOWNS AT WOODSDALE
Legal Tract	230
Legal Block	16
Legal Lot Number	186
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1018
Census Tract	32103

Owner

31291 Midnight Sun Way is owned by two individuals who bought it in May 2025.

Source: Pasco County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6119 KESTRELPARK DR, LITHIA, FL 33547-4841
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Deed Document Number	202589920
Deed Book / Page	11208 / 912
Record Updated	Sep 20, 2026

May 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	May 9, 2025
Property Address	31291 MIDNIGHT SUN WAY, WESLEY CHAPEL, FL 33545-2391
Document Number	0112080912
Book / Page	11208 / 912
Map Reference	MB 92 PG 128-137
Instrument Date	May 7, 2025
Instrument	2025089920
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,191.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3501 RIGA BLVD STE 100, 100, TAMPA, FL 33619-1458

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6119 KESTRELPARK DR, LITHIA, FL 33547-4841

Mortgage

Document Number	0011208916
Date	May 9, 2025
Instrument	11208/916

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 31291 Midnight Sun Way was $2,916, down 0.2% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,664 (+663.18%) Land $33,500 Building $222,164	$255,664 (+663.18%) Land $33,500 Building $222,164
2025	$2,916.00 (-0.17%)	$33,500 Land $33,500	$33,500 Land $33,500
2024	$2,921.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31291 Midnight Sun Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 288 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	288 in force
Nearby Flood Claims	5 (2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31291 Midnight Sun Way is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20