31291 Ceanothus Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31291 Ceanothus Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,746 sqft · built 1960
Lot Size	0.215 acres (9,384 sqft)
Owner	2 Company Names on Record
Last Sale	$3,925,000 (Dec 2020)
Tax Bill	$41,635 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`056-051-60`

Property Details

APN / Parcel Number

Primary APN	`056-051-60`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,746 sqft Living Area
1st Floor Area	2,746 sqft
Basement Area	1,672 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	9,384 sqft (0.215 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	31291 CEANOTHUS DR
City	LAGUNA BEACH
State	CA
Zip	92651-6930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 713 BLK LOT 232
Legal Subdivision	COAST ROYAL
Legal Tract	713
Legal Lot Number	232
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	42305

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Aug 15, 2017	Deed of Trust, Mortgage · ARM HSBC BANK USA
Dec 30, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
May 4, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	May 4, 2017 · Amount on Record
Deed Document Number	2020774888
Last Transfer Date	Nov 20, 2024
Transfer Doc	0000309139
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 12, 2026
Property Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930
Document Number	0000073245
Map Reference	MB 21 PG 24
Instrument Date	Mar 5, 2026
Instrument	2026000073245
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000344368
Date	Aug 15, 2017
Instrument	2017000344368

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.4%
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.4%
Index	1-Year LIBOR
Max Rate	8.4%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 30, 2020
Property Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930
Document Number	0000774888
Map Reference	MB 21 PG 24
Instrument Date	Dec 14, 2020
Instrument	2020000774888
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930

Mortgage

Document Number	0000774889
Date	Dec 30, 2020
Instrument	2020000774889

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	8.5%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 4, 2017
Property Address	31291 CEANOTHUS DR, LAGUNA BEACH, CA 92651-6930
Document Number	0000180188
Instrument Date	Apr 21, 2017
Instrument	180188
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,420.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	6441 VIA AVENTURA DR EL PASO TX 799121825, EL PASO, TX 79912-1825

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,973,420 (+2%) Land $3,172,164 Building $801,256
2025	$41,635.00 (+2.64%)	$3,895,510 (+4.04%) Land $3,109,964 Building $785,546
2024	$40,565.00 (+1.51%)
2023	$39,960.00 (+1.77%) Homeowner's exemption	$3,744,244 Land $2,989,200 Building $755,044
2022	$39,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1980–2015)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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