St. Charles County property record for 3129 Windswept Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1983 |
| Lot Size | 0.185 acres (8,066 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,000 (May 2006) |
| Tax Bill | $2,792 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 484650A088 |
| Primary APN | 484650A088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 8,066 sqft |
| Lot Dimensions | 109 ft deep x 74 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 484650A088 |
|---|---|
| Old Parcel Number | 484650A088 |
| Street Address | 3129 WINDSWEPT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | NORTH WILLOW WOOD EST #3 LOT 84 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | NORTH WILLOW WOOD EST #3 |
| Legal Lot Number | 84 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 311147 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3129 WINDSWEPT DR, SAINT CHARLES, MO 63303-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2023 | Beneficiary Deed, Transfer |
| Nov 17, 2020 | Deed of Trust, Mortgage DAS ACQUISITION |
| Aug 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2006 · Amount on Record |
| Deed Sale | May 19, 2006 · Amount on Record |
| Deed Document Number | 0004487198 |
| Deed Book / Page | 4487 / 198 |
| Record Updated | Jun 8, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 25, 2023 |
| Property Address | 3129 WINDSWEPT DR, SAINT CHARLES, MO 63303-6449 |
| Document Number | 0000039211 |
| Map Reference | MB 21 PG 76 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023R-039211 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1915 PEBBLE BROOK DR, O FALLON, MO 63366-3959 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3129 WINDSWEPT DR, SAINT CHARLES, MO 63303-6449 |
| Document Number | 0000092773 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3129 WINDSWEPT DR ST CHARLES MO 633036449, ST CHARLES, MO 63303-6449 |
| Document Number | 0000092773 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 92773 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 29, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3129 WINDSWEPT DR, SAINT CHARLES, MO 63303-6449 |
| Document Number | 0068000585 |
| Book / Page | 006800 / 000585 |
| Instrument Date | Aug 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3129 WINDSWEPT DR ST CHARLES MO 633036449, ST CHARLES, MO 63303-6449 |
| Document Number | 0068000585 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 006800/000585 |
| Instrument | 549870 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 30, 2047 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,792.00 | $46,373 (+13.98%) | $244,068 (+13.98%) Land $60,000 Building $184,068 |
| 2023 | $40,685 | ||
| 2022 | $214,129 Land $60,000 Building $154,129 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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