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3129 Windermere Hill, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3129 Windermere Hill, Covington, KY 41015 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,692 sqft · built 2002
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Oct 2020)
Tax Bill$3,769 (2025)
Deeds & MortgagesOct 2020 Sale
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN061-00-01-047.00

Property Details

APN / Parcel Number

Primary APN061-00-01-047.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,692 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0610001047.00
Street Address3129 WINDERMERE HL
CityCOVINGTON
StateKY
Zip41015-9550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANOR HILL SEC 3 LOT 47
Legal SubdivisionMANOR HILL
Legal Phase3
Legal Lot Number47
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2021
Census Tract65800

Owner

Source: Kenton County records · APN 061-00-01-047.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3129 WINDERMERE HL, COVINGTON, KY 41015-9550
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2020Warranty Deed, Transfer
LAWYERS TITLE/CINCINNATI INC
Mar 17, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2020 · Amount on Record
Deed SaleOct 08, 2020 · Amount on Record
Prior SaleDec 18, 2002 · Amount on Record
Deed Document Number0000047927
Deed Book / Page47 / 927
Record UpdatedJun 08, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 08, 2020
Property Address3129 WINDERMERE HL, COVINGTON, KY 41015-9550
Document Number0000000245
Book / Page000047 / 000927
Instrument DateSep 25, 2020
Instrument245
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3129 WINDERMERE HL COVINGTON KY 410159550, COVINGTON, KY 41015-9550

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3129 WINDERMERE HL, COVINGTON, KY 41015-9550
Document Number0000000032
Instrument DateMar 17, 2019
Transaction TypeMortgage
Record UpdatedJun 26, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3129 WINDERMERE HL LATONIA KY 410159550, LATONIA, KY 41015-9550

Mortgage

Document Number0000000032
DateApr 11, 2019
Book Page0I4248/000315
Instrument32
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 10, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,769.00 (+5.31%) Homeowner's exemption$373,200 (+13.09%) Land $65,000 Building $308,200$373,200 (+13.09%) Land $65,000 Building $308,200
2023$3,579.00 Homeowner's exemption$330,000 Land $35,000 Building $295,000$330,000 Land $35,000 Building $295,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170658002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cincinnati BellFiber3,000 / 3,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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