3129 Voyager Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3129 Voyager Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,704 sqft · built 2024
Lot Size0.13 acres (5,662 sqft)
OwnerCompany Name on Record
Tax Bill$3,150 (2024)
Deeds & MortgagesNov 2025 Mortgage
Aug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-25-31-5539-0001-0580

Property Details

APN / Parcel Number

Primary APN02-25-31-5539-0001-0580
Alternative APN
  • 253102553900010580

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,704 sqft Living Area
Gross Area3,722 sqft
1st Floor Area1,990 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleL-Shape
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeDetached
Garage Area770 sqft
PorchFinished/Open Porch
Porch Area248 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address3129 VOYAGER AVE
CitySAINT CLOUD
StateFL
Zip34771-9397
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESLYN PARK PH 3 PB 34 PGS 38-52 LOT 58
Legal SubdivisionWESLYN PARK PHASE 3
Legal Lot Number58
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1064 GREENWOOD SPRINGS BLVD, E, GREENWOOD, IN 46143-6400
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 14, 2024Special Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3129 VOYAGER AVE, SAINT CLOUD, FL 34771-9397
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 VOYAGER AVE, SAINT CLOUD, FL 34771-9397

Mortgage

Document Number0068762622
DateNov 6, 2025
Book Page6876/2622
Instrument2025137682
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

August 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 14, 2024
Property Address3129 VOYAGER AVE, SAINT CLOUD, FL 34771-9397
Document Number0066491044
Book / Page6649 / 1044
Map ReferenceMB 34 PG 38-52
Instrument DateAug 7, 2024
Instrument2024105380
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,626.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 GREENWOOD BLVD124, LAKE MARY, FL 32746

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 VOYAGER AVENUE, SAINT CLOUD, FL 34771-9397

Mortgage

Document Number2024105381
DateAug 14, 2024
Instrument2024105381
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$475,224$550,500 Land $90,000 Building $460,500
2024$3,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 88% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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