3129 Thomas St, Memphis, TN 38127 Property Records

Shelby County property record for 3129 Thomas St, Memphis, TN 38127

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	12,835 sqft · built 1988
Lot Size	0.875 acres (38,113 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Jun 2026)
Tax Bill	$14,268 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-9027-0-0006C`

Property Details

APN / Parcel Number

Primary APN	`06-9027-0-0006C`

Interior

Stories	1 Story
Building Area	12,835 sqft Gross Area
1st Floor Area	12,835 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Frame
Fire Resistance	Fireproof Reinforced Concrete
Lot Area	38,113 sqft (0.875 acres)
Patio Area	800 sqft
Canopy	1,165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3129 HIGHWAY 51 N
City	MEMPHIS
State	TN
Zip	38127
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CMU-1
Legal Description	NS GILLILAND DR COR THOMAS ST (NW)
Legal Subdivision	SHIRLEY PARK
Legal Lot Number	23&24
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	9902

Owner

Source: Shelby County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3150 S PERKINS RD, MEMPHIS, TN 38118-3240
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage MEMPHIS TITLE, MEMPHIS TITLE COMPANY
Nov 1, 2019	Deed of Trust, Mortgage NOT AVAILABLE
Jun 17, 2019	Loan Modification, Mortgage · Line of Credit BANKTENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Sep 8, 2014 · Amount on Record
Deed Document Number	202646652
Prior Transfer Date	Mar 1, 2005
Prior Transfer Doc	0000038752
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 5, 2026
Property Address	3129 HIGHWAY 51 N, MEMPHIS, TN 38127
Document Number	0000046652
Instrument Date	May 28, 2026
Instrument	202646652
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	MEMPHIS TITLE, MEMPHIS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,636.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3150 S PERKINS RD, MEMPHIS, TN 38118-3240

Mortgage

Document Number	0000046653,
Date	Jun 5, 2026
Instrument	202646653

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 28, 2029

Interest

Rate	5%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	3129 THOMAS ST, MEMPHIS, TN 38127-6002
Document Number	0000115756
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHELBY TN
Property Address	3129 THOMAS ST, MEMPHIS, TN 38127-6002
Document Number	0000061048
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 HWY 51N MEMPHIS TN 38127, MEMPHIS, TN 38127

Mortgage

Document Number	0000061048
Date	Jun 20, 2019
Instrument	61048

Lender

Name	BANKTENNESSEE
Type	Bank
Address	GERMANTOWN, TN 38139

Agreement

Type	Line of Credit
Term	180 Months
Due	Jun 19, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,268.00 (-36.26%)	$530,440 (+44.36%) Land $29,080 Building $501,360	$1,326,100 (+44.36%) Land $72,700 Building $1,253,400
2023		$367,440 Land $24,000 Building $343,440
2022	$22,383.00
2021			$918,600 Land $60,000 Building $858,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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