3129 Papermill Rd, Winchester, VA 22601 Property Records

Winchester City property record for 3129 Papermill Rd, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1989
Lot Size	0.291 acres (12,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,812 (2026)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332-03-36`

Property Details

APN / Parcel Number

Primary APN	`332-03-36`
Alternative APNs	`4800` `5348`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,676 sqft (0.291 acres)
Lot Dimensions	200 ft deep x 63.5 ft wide
Terrain	Rolling
Deck Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4800
Street Address	3129 PAPERMILL RD
City	WINCHESTER
State	VA
Zip	22601-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	W S 3129 PAPERMILL ROAD
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4005
Census Tract	302

Owner

3129 Papermill Rd is owned and occupied by two individuals who acquired it in July 2026.

Source: Winchester City records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3129 PAPERMILL RD, WINCHESTER, VA 22601-4238
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 16, 2026
Transfer Doc	0000001549
Record Updated	Sep 20, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jul 21, 2026
Property Address	3129 PAPERMILL RD, WINCHESTER, VA 22601-4238
Document Number	0000001549
Instrument Date	Jul 16, 2026
Instrument	20261549
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	IDEAL TITLE LLC, IDEAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 PAPERMILL RD, WINCHESTER, VA 22601-4238

Mortgage

Document Number	0000001550,
Date	Jul 21, 2026
Instrument	20261550

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.13%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3129 Papermill Rd was $1,812.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,812.00	$227,900 Land $45,000 Building $182,900
2025	$1,812.00		$227,900 Land $45,000 Building $182,900
2023	$1,678.00 (+19.6%)	$202,200 Land $45,000 Building $157,200	$202,200 Land $45,000 Building $157,200
2022	$1,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3129 Papermill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1988–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3129 Papermill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20