3129 Harmony Ln, Hudson, NC 28638 Property Records

Caldwell County property record for 3129 Harmony Ln, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,613 sqft · built 1964
Lot Size1.68 acres (73,181 sqft)
Owner2 Individual Names on File
Last Sale$55,227 (Dec 2018)
Tax Bill$1,917 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jan 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN03 92 1 13

Property Details

APN / Parcel Number

Primary APN03 92 1 13
Alternative APN
  • 167836

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,613 sqft Heated Area
Gross Area2,109 sqft
1st Floor Area1,613 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area73,181 sqft (1.68 acres)

Exterior Amenities

PorchSlab
Porch Area412 sqft
Deck Area84 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number167836
Street Address3129 HARMONY LN
CityHUDSON
StateNC
Zip28638-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1978 PG 479 YR 19 ST 330.00
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2000
Census Tract30600

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address835 OFANTO WAY, HAINES CITY, FL 33844-7760
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jan 5, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPS CU
Dec 19, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Aug 12, 2019Warranty Deed, Transfer · Conventional with PMI
STATE EMPS CU
Dec 27, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleJan 30, 2003
Deed Document Number201810028935
Deed Book / Page1955 / 496
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address3129 HARMONY LN, HUDSON, NC 28638-8765
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020891701
DateAug 3, 2023
Book Page2089/1701
Instrument10087048
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address3129 HARMONY LN, HUDSON, NC 28638-8765
Document Number0010052386
Instrument DateJan 5, 2021
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 HARMONY LN HUDSON NC 286388765, HUDSON, NC 28638-8765

Mortgage

Document Number0010052386
DateJan 11, 2021
Book Page002008/001512
Instrument10052386
Lender
NameSTATE EMPS CU
AddressGRANITE FALLS, NC 28630
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateDec 19, 2019
Property Address3129 HARMONY LN, HUDSON, NC 28638-8765
Document Number0010039669
Book / Page001978 / 000479
Instrument DateDec 18, 2019
Instrument10039669
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 HARMONY LN HUDSON NC 286388765, HUDSON, NC 28638-8765

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateAug 12, 2019
Property Address3129 HARMONY LN, HUDSON, NC 28638-8765
Document Number0010035595
Book / Page001969 / 000154
Instrument DateAug 8, 2019
Instrument10035595
Transaction TypeTransfer
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$314.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 HARMONY LN HUDSON NC 286388765, HUDSON, NC 28638-8765

Mortgage

Document Number10035596
DateAug 12, 2019
Book Page001969/000157
Instrument10035596
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 11, 2049
Interest
Rate TypeAdjustable Rate
Rate6%

December 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALDWELL NC
Recording DateDec 27, 2018
Property Address3129 HARMONY LN, HUDSON, NC 28638-8765
Document Number0010028935
Book / Page001955 / 000496
Instrument DateNov 29, 2018
Instrument10028935
Transaction TypeForeclosure
Record UpdatedJan 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$111.00
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14 TREY CT GRANITE FALLS NC 286308664, GRANITE FALLS, NC 28630-8664

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,917.00 (+58.43%)$242,900 (+56.31%) Land $25,200 Building $217,700$242,900 (+56.31%) Land $25,200 Building $217,700
2023$155,400 (-) Land $22,200 Building $133,200$155,400 (-) Land $22,200 Building $133,200
2022$1,210.00$155,400 Land $22,200 Building $133,200$155,400 Land $22,200 Building $133,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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