3129 Clark St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3129 Clark St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,482 sqft · built 1953
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (Sep 2017)
Tax Bill$3,638 (2024)
Deeds & MortgagesSep 2017 Sale & Mortgage
Feb 2017 Sale
Flood ZoneZone X (minimal risk)
APN093-115-10

Property Details

APN / Parcel Number

Primary APN093-115-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,482 sqft Living Area
1st Floor Area1,482 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area11,326 sqft (0.26 acres)
Garage Area264 sqft
PorchFinished/Open Porch
Porch Area130 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3129 CLARK ST
CityCHARLOTTE
StateNC
Zip28205-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL2 P4 B8 M3-553
Legal SubdivisionSHANNON PARK 06
Legal Block8
Legal Lot Number2
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3014
Census Tract1200

Owner

3129 Clark St is owned and occupied by two individuals who bought it in September 2017.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record2 Individual Names on File
Mailing Address3129 CLARK ST, CHARLOTTE, NC 28205-3232
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Feb 21, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2017 · Amount on File
Deed SaleSep 21, 2017 · Amount on File
Prior SaleFeb 21, 2017 · Amount on File
Deed Document Number2017128248
Deed Book / Page32137 / 117
Prior Transfer DateDec 19, 1994
Prior Transfer Doc0080050371
Record UpdatedJun 8, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 21, 2017
Property Address3129 CLARK ST, CHARLOTTE, NC 28205-3232
Document Number0000128248
Book / Page032137 / 000117
Instrument DateSep 20, 2017
Instrument128248
Transaction TypeTransfer
Record UpdatedOct 2, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$722.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3129 CLARK ST CHARLOTTE NC 282053232, CHARLOTTE, NC 28205-3232

Mortgage

Document Number128249
DateSep 21, 2017
Book Page032137/000120
Instrument128249
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 20, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 21, 2017
Property Address3129 CLARK ST, CHARLOTTE, NC 28205-3232
Document Number0000021815
Book / Page031579 / 000190
Instrument DateFeb 20, 2017
Instrument21815
Transaction TypeTransfer
Record UpdatedFeb 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3129 CLARK ST CHARLOTTE NC 282053232, CHARLOTTE, NC 28205-3232

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$460,300 Land $170,000 Building $290,300$460,300 Land $170,000 Building $290,300
2024$3,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3129 Clark St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims30 (1979–2021)
Claims Outside the SFHA6 of 30
Most Recent ClaimMar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3129 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number