3129 Carpenter Hills Loop SE, Lacey, WA 98503 Property Records

Thurston County property record for 3129 Carpenter Hills Loop SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1987
Lot Size	0.194 acres (8,434 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Oct 2025)
Tax Bill	$10 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39250002100`

Property Details

APN / Parcel Number

Primary APN	`39250002100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	1,450 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Concrete
Lot Area	8,434 sqft (0.194 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3129 CARPENTER HILLS LOOP SE
City	LACEY
State	WA
Zip	98503-3981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 27 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT CARPENTER HILLS LT 21 DOCUMENT 022/106 & UND INT IN COMM AREA V 1530 P 148
Legal Range	01
Legal Township	18
Legal Section	27
Legal Subdivision	CARPENTER HILLS
Legal Block	1
Legal Lot Number	21
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	1
Census Block	1011
Census Tract	11422

Owner

3129 Carpenter Hills Loop SE is owned and occupied by two individuals who bought it in October 2025.

Source: Thurston County records, as of April 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 19, 2018	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 3, 2018	Quit Claim Deed, Foreclosure FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Apr 19, 2018 · Amount on File
Deed Document Number	20255073634
Prior Transfer Date	Jan 10, 2018
Prior Transfer Doc	0004606360
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004888563
Date	Oct 8, 2021
Instrument	4888563

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2048

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Oct 1, 2025
Property Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981
Document Number	0005073634
Map Reference	VOL 22 PG 106
Instrument Date	Sep 30, 2025
Instrument	5073634
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,960.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981

Mortgage

Document Number	0005073635
Date	Oct 1, 2025
Instrument	5073635

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Interest

Change Frequency	10 Years

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	THURSTON WA
Recording Date	Apr 19, 2018
Property Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981
Document Number	0004621833
Map Reference	VOL22 PG106
Instrument Date	Apr 12, 2018
Instrument	4621833
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,126.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 CAPENTER HILLS LOOP SE, LACEY, WA 98503-3981

Mortgage

Document Number	0004621834
Date	Apr 19, 2018
Instrument	4621834

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

January 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	THURSTON WA
Recording Date	Jan 3, 2018
Property Address	3129 CARPENTER HILLS LOOP SE, LACEY, WA 98503-3981
Document Number	0004604901
Instrument Date	Dec 28, 2017
Instrument	4604901
Transaction Type	Foreclosure
Record Updated	May 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3927 LAKE WASHINGTON BLVD NE KIRKLAND WA 980337812, KIRKLAND, WA 98033-7812

Tax Assessment & Valuation

The 2026 property tax bill for 3129 Carpenter Hills Loop SE was $10, down 99.8% from the year before.

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-99.75%)
2025	$4,069.00 (+14.23%)	$403,800 (+3.14%) Land $146,100 Building $257,700	$403,800 (+3.14%) Land $146,100 Building $257,700
2024	$3,562.00	$391,500 Land $140,300 Building $251,200	$391,500 Land $140,300 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3129 Carpenter Hills Loop SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3129 Carpenter Hills Loop SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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