3129 Bray Ln, Costa Mesa, CA 92626 Property Records

Orange County property record for 3129 Bray Ln, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1963
Lot Size	0.168 acres (7,320 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Sep 1998)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Dec 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`141-634-11`

Property Details

APN / Parcel Number

Primary APN	`141-634-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,320 sqft (0.168 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3129 BRAY LN
City	COSTA MESA
State	CA
Zip	92626-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4356 BLK LOT 100
Legal Subdivision	TRACT 4356
Legal Tract	4356
Legal Lot Number	100
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1011
Census Tract	63902

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3129 BRAY LN, COSTA MESA, CA 92626-2659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 28, 2017	Deed of Trust, Mortgage · Reverse Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1998 · Amount on Record
Deed Sale	Sep 17, 1998 · Amount on Record
Deed Document Number	1998627398
Prior Transfer Date	Jan 22, 1995
Prior Transfer Doc	0000193090
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3129 BRAY LN, COSTA MESA, CA 92626-2659
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 BRAY LN, COSTA MESA, CA 92626-2659

Mortgage

Document Number	0000496488
Date	Aug 6, 2021
Instrument	2021000496488

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.68%
Max Rate	6.68%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3129 BRAY LN, COSTA MESA, CA 92626-2659
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000562361
Date	Dec 28, 2017
Instrument	2017000562361

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.04%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	3129 BRAY LN, COSTA MESA, CA 92626-2659
Document Number	0000562362
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3129 BRAY LN COSTA MESA CA 926262659, COSTA MESA, CA 92626-2659

Mortgage

Document Number	0000562362
Date	Dec 28, 2017
Instrument	562362

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	5.04%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,773 (+2%) Land $270,182 Building $105,591
2025	$4,874.00 (+6.98%) Homeowner's exemption	$368,405 (+4.04%) Land $264,884 Building $103,521
2023	$4,556.00 (+4.3%) Homeowner's exemption	$354,100 Land $254,598 Building $99,502
2022	$4,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cosmo Network Solutions Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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