Baldwin County property record for 31283 Dolphin Dr, Orange Beach, AL 36561
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 2 ba · 1,377 sqft · built 1980 |
| Lot Size | 0.833 acres (36,300 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $13,128 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2024 Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 64-03-05-0-000-052 |
| Primary APN | 64-03-05-0-000-052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,377 sqft Heated Area |
| 1st Floor Area | 1,377 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 36,300 sqft (0.833 acres) |
| Lot Dimensions | 201 ft deep x 80 ft wide |
| View / Lot | Waterfront / Beach |
| Deck Area | 510 sqft |
| Boat Access | Boat Access |
| Boat House | 360 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 143906 |
|---|---|
| Street Address | 31283 DOLPHIN DR |
| City | ORANGE BEACH |
| State | AL |
| Zip | 36561-5743 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 80' X 201.3' IRR LOT 6 ONO ISLAND SUB UNIT 6 MB10 PG43 SEC 5-T9S-R6E (WD) |
| Legal Subdivision | ONO ISLAND |
| Legal Block | U-6 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | FOLEY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11415 |
31283 Dolphin Dr is held in a trust since January 2013.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 26890 SPYGLASS DR, ORANGE BEACH, AL 36561-5110 |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 11, 2024 | Deed of Trust, Mortgage · Construction Mortgage BRYANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2013 |
| Transfer Doc | 0001398793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 10, 2026 |
| Property Address | 31283 DOLPHIN DR, ORANGE BEACH, AL 36561-5743 |
| Document Number | 0002271365 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20262271365 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | FEDERAL TITLE, NAVY FEDERAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant, 269 |
| Address | 26890 SPYGLASS DR, ORANGE BEACH, AL 36561-5110 |
| Document Number | 0002271365, |
|---|---|
| Date | Aug 10, 2026 |
| Instrument | 20262271365 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 31283 DOLPHIN DR, ORANGE BEACH, AL 36561-5743 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002161095 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 2161095 |
| Name | BRYANT BANK |
|---|---|
| Type | Bank |
| Address | ITMANN, WV 24847 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 31283 Dolphin Dr was $13,128, up 101.8% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,128.00 (+101.78%) | ||
| 2025 | $6,506.00 | $232,360 Land $207,560 Building $24,800 | $1,263,400 Land $1,128,600 Building $134,800 |
| 2023 | $1,437.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $67,760 (-35.78%) | $1,375,000 (+30.33%) Land $1,060,200 Building $314,800 |
| 2022 | $1,437.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $105,520 | $1,055,000 Land $790,300 Building $264,700 |
| 2021 | $1,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31283 Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 840 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5,049 units insured incl. 4,209 condo units |
| Nearby Flood Claims | 529 (1995–2020) |
| Claims Outside the SFHA | 30 of 529 |
| Most Recent Claim | Nov 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31283 Dolphin Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, Verizon.
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