3128 W Montecito Ave, Phoenix, AZ 85017 Property Records

Maricopa County property record for 3128 W Montecito Ave, Phoenix, AZ 85017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,438 sqft · built 1954
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Mar 2018)
Tax Bill	$731 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2022 Transfer + 5 more
Flood Zone	Zone X (moderate risk)
APN	`154-21-107`

Property Details

APN / Parcel Number

Primary APN	`154-21-107`
Alternative APN	`154211070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,438 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,508 sqft (0.149 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3128 W MONTECITO AVE
City	PHOENIX
State	AZ
Zip	85017-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LYNNHAVEN PLAT 4 MCR 60/21
Legal Range	2E
Legal Township	2N
Legal Section	23
Legal Subdivision	LYNNHAVEN PLAT 4
Legal Lot Number	210
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3003
Census Tract	109102

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREFERRED HOME LOAN
Mar 11, 2022	Intrafamily Transfer, Transfer
Jan 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2018	Warranty Deed, Transfer · Conventional with PMI KOZULLA FAMILY TR (PT)
Mar 1, 2018	Warranty Deed, Transfer · Conventional with PMI KOZULLA FAMILY TR (PT)
Aug 23, 2017	Grant Deed, Mortgage UNISON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2018 · Amount on File
Deed Sale	Mar 8, 2018 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	2018175472
Prior Transfer Date	Feb 19, 1996
Prior Transfer Doc	0000138966
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2026
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Document Number	0000372614
Instrument Date	Jun 16, 2026
Instrument	2026372614
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NAVI TITLE AGCY, NAVI TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Investor	Possibly a Property Investor

Mortgage

Document Number	0000372614,
Date	Jun 22, 2026
Instrument	2026372614

Lender

Name	PREFERRED HOME LOAN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 11, 2022
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Document Number	0000223846
Map Reference	MB 60 PG 21
Instrument Date	Mar 10, 2022
Instrument	20220223846
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK TITLE ASSURANCE AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 W MONTECITO AVEUNE, PHOENIX, AZ 85017

Mortgage

Document Number	0000025281
Date	Jan 14, 2019
Instrument	20190025281

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018

Mortgage

Document Number	0001043422
Date	Oct 28, 2020
Instrument	20201043422

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 8, 2018
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Document Number	0000175472
Instrument Date	Feb 27, 2018
Instrument	175472
Transaction Type	Transfer
Record Updated	Mar 20, 2018
Title Company	PIONEER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 W MONTECITO AVE PHOENIX AZ 850174018, PHOENIX, AZ 85017-4018

Mortgage

Document Number	175473
Date	Mar 8, 2018
Instrument	175473

Lender

Name	KOZULLA FAMILY TR (PT)
Address	8280 190TH ST W, LAKEVILLE, MN 55044-7858

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Mortgage

Document Number	178958,
Date	Mar 8, 2018
Instrument	178958

Lender

Name	K-R&R INVS LLC
Address	GILBERT, AZ 85234

Agreement

Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 1, 2018
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Document Number	0000156473
Instrument Date	Feb 27, 2018
Instrument	156473
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 W MONTECITO AVE PHOENIX AZ 850174018, PHOENIX, AZ 85017-4018

Mortgage

Document Number	156474
Date	Mar 1, 2018
Instrument	156474

Lender

Name	KOZULLA FAMILY TR (PT)
Address	8280 190TH ST W, LAKEVILLE, MN 55044-7858

Agreement

Type	Conventional with PMI
Amount	Amount on Record

August 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 23, 2017
Property Address	3128 W MONTECITO AVE, PHOENIX, AZ 85017-4018
Instrument Date	Aug 23, 2017
Instrument	624239
Transaction Type	Mortgage
Record Updated	Aug 29, 2017
Title Company	GRAND CANYON TITLE AGENCY, GRAND CANYON TITLE AGCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8465 W GRAND AVE PEORIA AZ 853458102, PEORIA, AZ 85345-8102

Mortgage

Document Number	0000624239
Date	Aug 23, 2017
Instrument	624239

Lender

Name	UNISON BK
Type	Bank
Address	1835 E PECOS RD, GILBERT, AZ 85295

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Alhambra Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,650 (+418.89%)	$266,500 (+0.57%) Land $53,300 Building $213,200
2025	$731.00 (+10.09%)	$5,136 (-80.14%)	$265,000 (+2.47%) Land $53,000 Building $212,000
2024		$25,860	$258,600 Land $51,700 Building $206,900
2023	$664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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