3128 Troy Ave, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3128 Troy Ave, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,133 sqft · built 1922
Lot Size	0.223 acres (9,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2022)
Tax Bill	$6,043 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-0003-0022-00`

Property Details

APN / Parcel Number

Primary APN	`122-0003-0022-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,749 sqft
1st Floor Area	640 sqft
2nd Floor Area	493 sqft
Upper Floors Area	493 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	154 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3128 TROY AVE
City	CINCINNATI
State	OH
Zip	45213-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	3128 TROY ST 50 X 192.50 PT LOT 2 JOHN CORTELYOU
Legal Subdivision	JOHN CORTELYOU
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3000
Census Tract	5701

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3128 TROY AVE, CINCINNATI, OH 45213-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Deed Document Number	202230741
Deed Book / Page	14631 / 774
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 24, 2022
Property Address	3128 TROY AVE, CINCINNATI, OH 45213-1320
Document Number	0000030741
Book / Page	14631 / 774
Map Reference	MB 7 PG 23
Instrument Date	Mar 17, 2022
Instrument	2022-0030741
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3128 TROY AVE, CINCINNATI, OH 45213-1320
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030742
Date	Mar 24, 2022
Instrument	2022-0030742

Lender

Name	CINCINNATI FSLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,043.00 (+3.02%)	$98,001 (+%) Land $24,441 Building $73,560	$280,000 (-) Land $69,830 Building $210,170
2024	$5,866.00 (-2.14%)	$97,999 (-) Land $24,440 Building $73,559
2023	$5,994.00 (+71.01%)	$97,999 (+91.04%) Land $24,440 Building $73,559	$280,000 (+91.05%) Land $69,830 Building $210,170
2022	$3,505.00 Homeowner's exemption	$51,297 Land $18,442 Building $32,855
2020			$146,560 Land $52,690 Building $93,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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