3128 Stewart Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 3128 Stewart Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1958
Lot Size	3.77 acres (164,221 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jan 2021)
Tax Bill	$637 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-596-2625-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-2625-9`
Alternative APNs	`22-4N-23-0000-0015-0000` `23N422000000150000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,176 sqft
1st Floor Area	960 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	164,221 sqft (3.77 acres)
Porch	Florida Room
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3128 STEWART RD
City	CRESTVIEW
State	FL
Zip	32539-7273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG E R/W RR ON N LINE SW1/4 OF NE1/4 S17 DEG W347 FT E709 FT N165 FT W330 FT N165 FT W270 FT TO POB AS OR 929-693
Legal Range	23W
Legal Township	04N
Legal Section	22
Legal Block	15
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1014
Census Tract	20304

Owner

Source: Okaloosa County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Intrafamily Transfer, Transfer
Feb 5, 2026	Intrafamily Transfer, Transfer
Nov 28, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2021	Warranty Deed, Transfer PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	20213422757
Deed Book / Page	3519 / 740
Last Transfer Date	Nov 28, 2023
Transfer Doc	0003659432
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2026
Property Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273
Document Number	0003797183
Instrument Date	Jan 28, 2026
Instrument	3797183
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2026
Property Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273
Document Number	0003797184
Instrument Date	Jan 28, 2026
Instrument	3797184
Transaction Type	Transfer
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 28, 2023
Property Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273
Document Number	0003659432
Instrument Date	Nov 28, 2023
Instrument	3659432
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 607, CHIPLEY, FL 32428-0607

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 19, 2021
Property Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273
Document Number	0035190740
Book / Page	3519 / 740
Instrument Date	Jan 7, 2021
Instrument	3422757
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 263, CRESTVIEW, FL 32536-0263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3128 STEWART RD, CRESTVIEW, FL 32539-7273

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$637.00 (+7.78%)	$90,152 (+4.92%)	$93,581 (+8.91%) Land $36,124 Building $57,457
2023	$591.00 (-32.84%) Homeowner's exemption	$85,922 (+7.9%) Land $30,691 Building $55,231	$85,922 (+7.9%) Land $30,691 Building $55,231
2022	$880.00 Homeowner's exemption	$79,633 Land $28,683 Building $50,950	$79,633 Land $28,683 Building $50,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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