3128 Speight Ave, Waco, TX 76711 Property Records

McLennan County property record for 3128 Speight Ave, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,478 sqft · built 1953
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$159,000 (Nov 2025)
Tax Bill$1,504 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-008800-028900-9

Property Details

APN / Parcel Number

Primary APN48-008800-028900-9
Alternative APNs
  • 4800880002890090111
  • 167780

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,478 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1978
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions146 ft deep x 72 ft wide
Garage TypeCarport
Garage Area592 sqft
CarportCarport
Carport Area592 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area418 sqft
Patio Area80 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3128 SPEIGHT AVE
CityWACO
StateTX
Zip76711-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionCHAMBERS T J TRACT 13C BLOCK 10 ACRES .24
Legal SubdivisionCHAMBERS T J
Legal Tract13C
Legal Block10
Legal Lot Number13C
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1011
Census Tract4300

Owner

Source: McLennan County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address100 LAKE AIR DR, WACO, TX 76710
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX
Mar 26, 2020Warranty Deed, Transfer
BRAZOS BEND HLDGS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025 · Amount on Record
Deed SaleNov 4, 2025 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Document Number202533899
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3128 SPEIGHT AVE, WACO, TX 76711-1547
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008110
DateMar 9, 2020
Instrument2020008110
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMar 26, 2020
Property Address3128 SPEIGHT AVE, WACO, TX 76711-1547
Document Number0000010104
Instrument DateMar 25, 2020
Instrument10104
Transaction TypeTransfer
Record UpdatedJun 2, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address211 NEAL DR #224 WACO TX 76710, 224, WACO, TX 76710

Mortgage

Document Number10105
DateMar 26, 2020
Instrument10105
Lender
NameBRAZOS BEND HLDGS LLC
Address1001 LAKE AIR DR, WACO, TX 76710-4550
Agreement
AmountAmount Recorded
Term360 Months
DueMar 25, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,626 (+2.72%) Land $27,077 Building $121,549$148,626 (-1.42%) Land $27,077 Building $121,549
2025$1,504.00 (-6.53%) Homeowner's exemption$144,696 (+0.79%) Land $24,570 Building $126,200$150,770 (+5.02%) Land $24,570 Building $126,200
2024$1,609.00 (+18.48%)
2023$143,560 Land $24,570 Building $118,990$143,560 Land $24,570 Building $118,990
2022$1,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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