3128 Shadow Park Ln, Waldorf, MD 20603 Property Records

Charles County property record for 3128 Shadow Park Ln, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,550 sqft · built 2008
Lot Size0.144 acres (6,275 sqft)
Owner2 Individual Names on Record
Last Sale$369,330 (Jan 2009)
Tax Bill$5,313 (2023)
Deeds & MortgagesNov 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-327923

Property Details

APN / Parcel Number

Primary APN06-327923
Alternative APN
  • 327923

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,550 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,275 sqft (0.144 acres)
Garage TypeMixed
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number327923
Street Address3128 SHADOW PARK LN
CityWALDORF
StateMD
Zip20603-5739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLOT 51 PH III CENTRAL PARK AT COLONIAL CHARLES SUB
Legal SubdivisionCOLONIAL CHARLES SUB
Legal Phase3
Legal Lot Number51
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3004
Census Tract850711

Owner

Source: Charles County records, as of October 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3128 SHADOW PARK LN, WALDORF, MD 20603-5739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2009 · Amount on Record
Deed SaleJan 26, 2009 · Amount on Record
Deed Document Number006209
Deed Book / Page06754 / 0163
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3128 SHADOW PARK LN, WALDORF, MD 20603-5739
Document Number0109380001
Instrument DateNov 9, 2019
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 SHADOW PARK LN WALDORF MD 206035739, WALDORF, MD 20603-5739

Mortgage

Document Number0109380001
DateJan 3, 2020
Book Page010938/000001
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term468 Months
DueJan 2, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,313.00 Homeowner's exemption$378,567$402,300 Land $100,100 Building $302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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