3128 Piney Pointe Dr, Saint Louis, MO 63129 Property Records

St. Louis County property record for 3128 Piney Pointe Dr, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,614 sqft · built 1998
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,100 (Aug 2015)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35J-13-0506`

Property Details

APN / Parcel Number

Primary APN	`35J-13-0506`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,614 sqft Living Area
Gross Area	3,228 sqft
1st Floor Area	1,228 sqft
Basement Area	110 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	87 ft deep x 67 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	193 sqft
Patio Area	576 sqft
Balcony Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3128 PINEY POINTE DR
City	SAINT LOUIS
State	MO
Zip	63129-6222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	FINESTOWNE RIDGE PLAT 2 LOT 35
Legal Subdivision	FINESTOWNE RIDGE PLAT 2
Legal Lot Number	35
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	1
Census Block	1013
Census Tract	220452

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage VANTAGE CU
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 20, 2019	Deed of Trust, Mortgage VANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015 · Amount on Record
Deed Sale	Aug 11, 2015 · Amount on Record
Prior Sale	Dec 16, 1998 · Amount on Record
Deed Document Number	20151107
Deed Book / Page	21632 / 5109
Prior Transfer Date	Jul 31, 2015
Prior Transfer Doc	0216325109
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222

Mortgage

Document Number	0253403340
Date	Jan 25, 2022
Book Page	25340/3340
Instrument	2022012500496

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222

Mortgage

Document Number	0249864082
Date	Jul 13, 2021
Book Page	24986/4082
Instrument	2021071300933

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3128 PINEY POINTE DR, SAINT LOUIS, MO 63129-6222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238442841
Date	Dec 20, 2019
Book Page	23844/2841
Instrument	2019122000451

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Oct 30, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,390 (-) Land $19,130 Building $54,260	$386,300 (-) Land $100,700 Building $285,600
2025	$4,515.00 (-0.92%)	$73,390 (+8.02%) Land $19,130 Building $54,260	$386,300 (+8.03%) Land $100,700 Building $285,600
2024	$4,557.00 (+1.29%)
2023	$4,499.00 (+17.38%)	$67,940 (+16.02%) Land $10,370 Building $57,570	$357,600 (+16.03%) Land $54,600 Building $303,000
2022	$3,833.00	$58,560 Land $9,580 Building $48,980
2021			$308,200 Land $50,400 Building $257,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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