3128 N Riverside Dr, Lanexa, VA 23089 Property Records

James City County property record for 3128 N Riverside Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,158 sqft · built 1972
Lot Size	0.294 acres (12,807 sqft)
Owner	2 Individual Names on File
Last Sale	$89,500 (Apr 1991)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-1 02-0-0001`

Property Details

APN / Parcel Number

Primary APN	`19-1 02-0-0001`
Alternative APN	`12035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,158 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	12,807 sqft (0.294 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	12035
Street Address	3128 N RIVERSIDE DR
City	LANEXA
State	VA
Zip	23089-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-1 S-1 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	1
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1022
Census Tract	80306

Owner

Source: James City County records · APN 19-1 02-0-0001

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3128 N RIVERSIDE DR, LANEXA, VA 23089-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Feb 02, 2018	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HM MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 1991 · Amount on Record
Deed Sale	Apr 08, 1991 · Amount on Record
Deed Document Number	0000508778
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3128 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0000007604
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 N RIVERSIDE DR LANEXA VA 230899406, LANEXA, VA 23089-9406

Mortgage

Document Number	0000007604
Date	May 29, 2020
Instrument	7604

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3128 N RIVERSIDE DR, LANEXA, VA 23089-9406
Document Number	0000002884
Instrument Date	Feb 02, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000002884
Date	Feb 07, 2018
Instrument	2884

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 06, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 (+6.41%)	$328,300 (+23.75%) Land $77,300 Building $251,000	$328,300 (+23.75%) Land $77,300 Building $251,000
2024	$2,560.00 (+16.26%)
2023	$2,202.00	$265,300 Land $48,800 Building $216,500	$265,300 Land $48,800 Building $216,500
2022	$2,202.00 (+9.28%)
2019	$2,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 93 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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