Union County property record for 3128 Monte Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 1,720 sqft Living Area |
| Lot Size | 105,415 sqft (2.42 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (2003) |
| Tax Bill | $2,384.00 (2025) |
| Primary APN | 09-408-081 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 2,226 sqft Gross Area |
| 1st Floor | 1,720 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 105,415 sqft (2.42 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Porch Area | 356 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 3128 MONTE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7632 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #77 WEDDINGTON RIDGE |
| Legal Subdivision | WEDDINGTON RIDGE |
| Legal Lot Number | 77 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 20308 |
Source: Union County records · APN 09-408-081
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3128 MONTE DR, MONROE, NC 28110-7632 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2003 · Amount on Record |
| Deed Sale | May 21, 2003 · Amount on Record |
| Deed Doc Number | 200323688 |
| Deed Book / Page | 3072 / 650 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3128 MONTE DR, MONROE, NC 28110-7632 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3128 MONTE DR, MONROE, NC 28110-7632 |
| Document Number | 0008546137 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 8546/137 |
| Instrument | 28421 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3128 MONTE DR, MONROE, NC 28110-7632 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 8218422 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 8218/422 |
| Instrument | 40333 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2036 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,384.00 (+10.63%) | $495,200 (+45.73%) Land $92,200 Building $403,000 | $495,200 (+45.73%) Land $92,200 Building $403,000 |
| 2023 | $2,155.00 | $339,800 Land $77,100 Building $262,700 | $339,800 Land $77,100 Building $262,700 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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