Albany County and Guilderland Town property record for 3128 Lone Pine Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,657 sqft · built 2000 |
| Lot Size | 0.604 acres (26,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $420,000 (Sep 2022) |
| Tax Bill | $7,988 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 27.07-2-25 |
| Primary APN | 013089 27.07-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,657 sqft Living Area |
| 1st Floor Area | 871 sqft |
| 2nd Floor Area | 786 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,322 sqft (0.604 acres) |
| Lot Dimensions | 263 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02700700020250000000 |
|---|---|
| Street Address | 3128 LONE PINE RD |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LONE PINE RD |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3128 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage NP INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Mar 28, 2005 · Amount on Record |
| Deed Document Number | 202222170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3128 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 3128 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Document Number | 0000000958 |
|---|---|
| Date | Mar 27, 2026 |
| Instrument | R2026-5958 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3128 LONE PINE RD, SCHENECTADY, NY 12303-5006 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | SPA CITY TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 19 DEXTER LN, ALBANY, NY 12203-3540 |
| Document Number | 0000002171 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | R2022-22171 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,988.00 (-1.1%) | ||
| 2025 | $8,077.00 (+34.93%) | $278,000 (-) Land $57,000 Building $221,000 | $370,667 (+13.33%) Land $76,000 Building $294,667 |
| 2023 | $278,000 (-) Land $57,000 Building $221,000 | $327,059 (+7.06%) Land $67,059 Building $260,000 | |
| 2022 | $278,000 Land $57,000 Building $221,000 | $305,495 Land $62,637 Building $242,858 | |
| 2021 | $5,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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