3128 Lime Ave, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 3128 Lime Ave, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (May 2005)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`06-36-405-016`

Property Details

APN / Parcel Number

Primary APN	`06-36-405-016`

Exterior

Lot Area	12,200 sqft (0.28 acres)

Location & Zoning

Street Address	3128 LIME AVE
City	MOUNT VERNON
State	IL
Zip	62864-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAMISONS W G IV L168- 420 LOT 350
Legal Subdivision	JAMISONS WSTN GARDENS PT 04
Legal Lot Number	350
Jurisdiction	JEFFERSON IL
Township / Civil Division	SHILOH
Census Block Group	2
Census Block	2006
Census Tract	50600

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3128 LIME AVE, MOUNT VERNON, IL 62864-2571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GENFED FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2005 · Amount on Record
Deed Sale	May 16, 2005 · Amount on Record
Deed Document Number	20053618
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Recording Date	May 4, 2026
Property Address	3128 LIME AVE, MOUNT VERNON, IL 62864-2571
Document Number	0000001545
Instrument Date	Apr 13, 2026
Instrument	20261545
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 LIME AVE, MOUNT VERNON, IL 62864-2571

Mortgage

Document Number	0000001545,
Date	May 4, 2026
Instrument	20261545

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	8.85%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	3128 LIME AVE, MOUNT VERNON, IL 62864-2571
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901722
Date	Apr 23, 2019
Instrument	201901722

Lender

Name	GENFED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Shiloh Township
Municipality	Mount Vernon City
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00 (+2.17%) Homeowner's exemption	$48,420 (+8%) Land $4,794 Building $43,626	$145,260 (+8%) Land $14,382 Building $130,878
2024	$3,268.00 (+4.14%)	$44,833 (+2%) Land $4,439 Building $40,394	$134,499 (+2%) Land $13,317 Building $121,182
2022		$43,954 Land $4,352 Building $39,602	$131,862 Land $13,056 Building $118,806
2021	$3,138.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON serves 15,793 people · EPA ID IL0810300
Water Source	Purchased surface water from REND LAKE INTER-CITY WATER SYSTEM
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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