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3128 Garden Cir, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3128 Garden Cir, Cameron Park, CA 95682 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,457 sqft · built 1966
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$289,000 (Sep 2018)
Tax Bill$3,528 (2025)
Deeds & MortgagesSep 2017 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN082-442-007-000

Property Details

APN / Parcel Number

Primary APN082-442-007-000
Alternative APN
  • 0824420710

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,457 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1970
Construction TypeWood
Lot Area8,712 sqft (0.2 acres)
TerrainWooded
Patio Area1,457 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number0824420710
Street Address3128 GARDEN CIR
CityCAMERON PARK
StateCA
Zip95682-8535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 18 COUNTRY CLUB GARD
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number18
JurisdictionEL DORADO CA
Township / Civil DivisionSOUTH EL DORADO
Census Block Group2
Census Block2009
Census Tract30809

Owner

Source: El Dorado County records · APN 082-442-007-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 05, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 11, 2018Quit Claim Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.
Sep 11, 2018Grant Deed, Transfer · FHA Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Document Number2018-0035646
Record UpdatedJun 08, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038920
DateSep 05, 2017
Instrument2017-0038920
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEL DORADO CA
Property Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535

Mortgage

Document Number0000073409
DateDec 16, 2020
Instrument2020-0073409
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term335 Months
DueNov 01, 2048

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEL DORADO CA
Recording DateSep 11, 2018
Property Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535
Document Number0000035647
Instrument DateSep 06, 2018
Instrument35647
Transaction TypeTransfer
Record UpdatedJun 11, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address3128 GARDEN CIR CAMERON PARK CA 956828535, CAMERON PARK, CA 95682-8535

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionEL DORADO CA
Recording DateSep 11, 2018
Property Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535
Document Number0000035646
Map ReferenceMB D PG 75
Instrument DateAug 30, 2018
Instrument2018-0035646
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 GARDEN CIR, CAMERON PARK, CA 95682-8535

Mortgage

Document Number0000035648
DateSep 11, 2018
Instrument2018-0035648
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyEl Dorado County
Elementary School DistrictBuckeye Union Elementary School District (KG - 08)
Secondary School DistrictEl Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,528.00 (+4.22%)$321,934 (+4.04%) Land $100,395 Building $221,539
2023$3,385.00 (+1.47%)$309,436 Land $96,498 Building $212,938
2022$3,336.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170308092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims2 (1993–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2011, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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