3128 Cumberland Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 3128 Cumberland Dr, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.354 acres (15,434 sqft)
Owner	Company Name on File
Last Sale	$500,000 (Sep 2023)
Tax Bill	$7,876 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-18.0-226-018`

Property Details

APN / Parcel Number

Primary APN	`22-18.0-226-018`
Alternative APN	`22180226018 (CHECK DIGIT = 7)`

Exterior

Lot Area	15,434 sqft (0.354 acres)

Location & Zoning

Account Number	22180226018
Street Address	3128 CUMBERLAND DR
City	SPRINGFIELD
State	IL
Zip	62704-5678
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTCHESTER 9TH ADDN L 2
Legal Subdivision	WESTCHESTER 9TH ADD
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	4
Census Block	4001
Census Tract	2900

Owner

3128 Cumberland Dr is owned by a company that bought it in September 2023.

Source: Sangamon County records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	1422 N 4TH ST, SPRINGFIELD, IL 62702-2608
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	202316448
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 7, 2023
Property Address	3128 CUMBERLAND DR, SPRINGFIELD, IL 62704-5678
Document Number	2023R16448
Instrument Date	Aug 28, 2023
Instrument	2023R16448
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1422 N 4TH ST, SPRINGFIELD, IL 62702-2608

Mortgage

Document Number	2023R16449
Date	Sep 7, 2023
Instrument	2023R16449

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2028

Interest

Rate Type	Fixed Rate
Rate	6.81%

Tax Assessment & Valuation

The 2025 property tax bill for 3128 Cumberland Dr was $7,876, up 3.4% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,876.00 (+3.36%)	$97,278 (+7.22%) Land $17,333 Building $79,945	$291,834 (+7.22%) Land $51,999 Building $239,835
2024	$7,620.00	$90,728 Land $16,166 Building $74,562	$272,184 Land $48,498 Building $223,686
2022	$6,754.00	$75,380 Land $14,007 Building $61,373	$226,140 Land $42,021 Building $184,119

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3128 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3128 Cumberland Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20