Osceola County property record for 3128 Cranes Cove Loop, Kissimmee, FL 34741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,538 sqft · built 1998 |
| Lot Size | 0.128 acres (5,576 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,100 (Jul 2024) |
| Tax Bill | $6,092 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34487 |
| Primary APN | 34487 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,538 sqft Heated Area |
| Gross Area | 2,293 sqft |
| 1st Floor Area | 1,538 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,576 sqft (0.128 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 495 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 110 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 34487 |
|---|---|
| Street Address | 3128 CRANES COVE LOOP |
| City | KISSIMMEE |
| State | FL |
| Zip | 34741-7512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KRPU |
| Legal Description | CRANES COVE PB 10 PG 27 LOT 68 |
| Legal Range | 29E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | CRANES COVE PH 2 |
| Legal Tract | 2 |
| Legal Block | 1 |
| Legal Lot Number | 68 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | KISSIMMEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 42100 |
3128 Cranes Cove Loop is owned and occupied by an individual who bought it in July 2024.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3128 CRANES COVE LOOP, KISSIMMEE, FL 34741-7512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2024 · Amount on File |
| Deed Sale | Jul 9, 2024 · Amount on File |
| Prior Sale | Jun 11, 2021 · Amount on File |
| Deed Document Number | 2024089406 |
| Deed Book / Page | 6630 / 759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 11, 2021 |
| Property Address | 3128 CRANES COVE LOOP, KISSIMMEE, FL 34741-7512 |
| Document Number | 0059790255 |
| Book / Page | 5979 / 255 |
| Map Reference | MB 10 PG 22 |
| Instrument Date | Jun 9, 2021 |
| Instrument | 2021091153 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | CORETITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12754 OULTON CIR, 12754, ORLANDO, FL 32832-6126 |
| Name | Verified Name |
|---|---|
| Address | 3128 CRANES COVE LOOP, KISSIMMEE, FL 34741-7512 |
| Document Number | 5979258 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 5979/258 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3128 CRANES COVE LOOP, KISSIMMEE, FL 34741-7512 |
| Document Number | 0053250484 |
| Instrument Date | Apr 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12754 OULTON CIR ORLANDO FL 328326126, ORLANDO, FL 32832-6126 |
| Document Number | 0053250484 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 005325/000484 |
| Instrument | 68319 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2048 |
The 2025 property tax bill for 3128 Cranes Cove Loop was $6,092.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | Kissimmee City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,092.00 | $334,300 Land $80,000 Building $254,300 | $334,300 Land $80,000 Building $254,300 |
| 2023 | $4,188.00 (+3.48%) Homeowner's exemption | $280,952 (+3%) | $297,100 (+8%) Land $65,000 Building $232,100 |
| 2022 | $4,047.00 Homeowner's exemption | $272,769 | $275,100 Land $40,000 Building $235,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3128 Cranes Cove Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2001–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3128 Cranes Cove Loop is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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