1. Home
  2. North Carolina
  3. Mecklenburg County
  4. Charlotte
  5. Commonwealth Ave

3128 Commonwealth Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 3128 Commonwealth Ave, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,088 sqft · built 1940
Lot Size0.223 acres (9,722 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Jan 2020)
Tax Bill$4,376 (2023)
Deeds & MortgagesJul 2017 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN129-073-15

Property Details

APN / Parcel Number

Primary APN129-073-15

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,088 sqft Heated Area
Gross Area1,512 sqft
1st Floor Area1,088 sqft
Attic Area272 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area9,722 sqft (0.223 acres)
Garage Area200 sqft
PorchPorch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number129-073-15
Street Address3128 COMMONWEALTH AVE
CityCHARLOTTE
StateNC
Zip28205-6223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL8 B1 M4-373
Legal SubdivisionGREEN HILLS
Legal Block1
Legal Lot Number8
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group3
Census Block3001
Census Tract1801

Owner

3128 Commonwealth Ave is owned and occupied by an individual who bought it in January 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address3128 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 21, 2020Warranty Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on File
Deed SaleJan 21, 2020 · Amount on File
Prior SaleFeb 27, 2019 · Amount on File
Deed Document Number0034218384
Deed Book / Page34218 / 384
Record UpdatedJun 7, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3128 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6223
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099458
DateJul 25, 2017
Book Page31989/639
Instrument2017099458
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2037

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 21, 2020
Property Address3128 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6223
Document Number0000009009
Book / Page34218 / 384
Map ReferenceMB 4 PG 373
Instrument DateJan 17, 2020
Instrument2020009009
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1381 LUCK RD, 1381, ASHEBORO, NC 27205-7867

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 COMMONWEALTH AVE, CHARLOTTE, NC 28205-6223

Mortgage

Document Number0000009010
DateJan 21, 2020
Instrument2020009010
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3128 Commonwealth Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims15 (1982–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3128 Commonwealth Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Commonwealth Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures