Boyd County property record for 3128 Carter Ave, Ashland, KY 41101
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft |
| Lot Size | 0.131 acres (5,720 sqft) |
| Owner | Company Name on Record |
| Last Sale | $60,000 (Jul 2025) |
| Tax Bill | $50 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-08-16-009.00 |
| Primary APN | 038-08-16-009.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| Gross Area | 324 sqft |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,720 sqft (0.131 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 801971 |
|---|---|
| Street Address | 3128 CARTER AVE |
| City | ASHLAND |
| State | KY |
| Zip | 41101-2027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT 24 L N DAVIS SUBDIVISION |
| Legal Subdivision | N DAVIS SUBITION |
| Legal Lot Number | 24 |
| Jurisdiction | BOYD KY |
| Township / Civil Division | ASHLAND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30300 |
Source: Boyd County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4720 SOUTHERN HILLS DR, ASHLAND, KY 41102-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE CREDIT UNION |
| Jan 10, 2018 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 6, 2017 | Special Warranty Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on Record |
| Deed Sale | Jul 3, 2025 · Amount on Record |
| Prior Sale | Jan 10, 2018 · Amount on Record |
| Deed Document Number | 202510036370 |
| Deed Book / Page | 869 / 748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Aug 7, 2026 |
| Property Address | 3128 CARTER AVE, ASHLAND, KY 41101-2027 |
| Document Number | 0010045378 |
| Book / Page | 1625 / 574 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202610045378 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 4720 SOUTHERN HILLS DR, ASHLAND, KY 41102-9203 |
| Document Number | 0010045378, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 1625/574 |
| Instrument | 202610045378 |
| Name | MEMBERS CHOICE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Jan 10, 2018 |
| Property Address | 3128 CARTER AVE, ASHLAND, KY 41101-2027 |
| Document Number | 00D797/179 |
| Book / Page | D797 / 179 |
| Map Reference | DD 78 PG 640 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 788647 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812 |
| Name | Verified Name |
|---|---|
| Address | 3128 CARTER AVE, ASHLAND, KY 41101-2027 |
| Document Number | 0000788648 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 788648 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOYD KY |
| Recording Date | Sep 6, 2017 |
| Property Address | 3128 CARTER AVE, ASHLAND, KY 41101-2027 |
| Document Number | 00D793/769 |
| Book / Page | D793 / 769 |
| Map Reference | DD 78 PG 640 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 766677 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1050 WOODWARD AVE, 1050, DETROIT, MI 48226-3573 |
| Name | Verified Name |
|---|---|
| Address | 2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420 |
| Mail Care Of | INFORMATION SYSTEMS NETWORKS CORP |
| Investor | Possibly a Property Investor |
Source: Boyd County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Boyd County |
| Municipality | Ashland City |
| Unified School District | Ashland Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $50.00 Homeowner's exemption | $44,400 (+2.3%) Land $6,000 Building $38,400 | $44,400 (+2.3%) Land $6,000 Building $38,400 |
| 2023 | $50.00 Homeowner's exemption Disabled Person's exemption | $43,400 Land $5,000 Building $38,400 | $43,400 Land $5,000 Building $38,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | HECLA WATER ASSOCIATION |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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