3128 Camino Cielo, Fallbrook, CA 92028 Property Records

San Diego County property record for 3128 Camino Cielo, Fallbrook, CA 92028 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,904 sqft · built 1978
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Nov 1995)
Tax Bill$4,174 (2025)
Deeds & MortgagesOct 2017 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN123-110-28-00

Property Details

APN / Parcel Number

Primary APN123-110-28-00
Alternative APN
  • 1231101500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,904 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area93,654 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1231101500
Street Address3128 CAMINO CIELO
CityFALLBROOK
StateCA
Zip92028-9626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 1 TR PM04199
Legal Tract4199
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1007
Census Tract18801

Owner

Source: San Diego County records · APN 123-110-28-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3128 CAMINO CIELO, FALLBROOK, CA 92028-9626
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2017Deed of Trust, Mortgage · ARM
FLAGSTAR BANK FSB
Mar 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS
Mar 28, 2017Intrafamily Transfer, Transfer · ARM
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 1995 · Amount on Record
Deed SaleNov 21, 1995 · Amount on Record
Deed Document Number1995530925
Last Transfer DateFeb 24, 2017
Transfer Doc0000137762
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3128 CAMINO CIELO, FALLBROOK, CA 92028-9626
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000479459
DateOct 17, 2017
Instrument2017-0479459
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueNov 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateNov 01, 2027
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3128 CAMINO CIELO, FALLBROOK, CA 92028-9626
Document Number0000130771
Instrument DateMar 06, 2020
Transaction TypeMortgage
Record UpdatedMar 30, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3128 CAMINO CIELO FALLBROOK CA 920289626, FALLBROOK, CA 92028-9626

Mortgage

Document Number0000130771
DateMar 13, 2020
Instrument130771
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressGLENDALE, CA 91203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2050

March 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2017
Property Address3128 CAMINO CIELO, FALLBROOK, CA 92028-9626
Document Number0000137762
Instrument DateFeb 24, 2017
Instrument2017-0137762
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3128 CAMINO CIELQ, FALLBROOK, CA 92028-9626

Mortgage

Document Number0000137763
DateMar 28, 2017
Instrument2017-0137763
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateApr 01, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$398,773 (+2%) Land $89,217 Building $309,556
2025$4,174.00 (+5.09%) Homeowner's exemption$390,955 (+4.04%) Land $87,468 Building $303,487
2023$3,972.00 Homeowner's exemption$375,775 Land $84,072 Building $291,703
2022$3,972.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Camino Cielo

Nearby Streets

Search Property Records by Address or Parcel Number