Santa Rosa County property record for 3128 Bernath Dr, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,046 sqft · built 2023 |
| Lot Size | 0.707 acres (30,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Aug 2022) |
| Tax Bill | $9,671 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Aug 2022 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 35-1N-29-0346-00A00-0330 |
| Primary APN | 35-1N-29-0346-00A00-0330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,046 sqft Living Area |
| Gross Area | 6,112 sqft |
| 1st Floor Area | 1,810 sqft |
| Upper Floors Area | 1,236 sqft |
| Flooring | Wood |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 30,797 sqft (0.707 acres) |
| Lot Dimensions | 385 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 1,540 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3128 BERNATH DR |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-8453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BERNATH PLACE (THE) LOT 33 BLK A AS DES IN OR 4315 PG 1841 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 35 |
| Legal Subdivision | BERNATH PLACE (THE) |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | AVALON-MULAT |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10709 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3128 BERNATH DR, MILTON, FL 32583-8453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 1, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on Record |
| Deed Sale | Aug 12, 2022 · Amount on Record |
| Deed Document Number | 202247315 |
| Deed Book / Page | 4315 / 1841 |
| Prior Transfer Date | Feb 4, 2011 |
| Prior Transfer Doc | 0030380740 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3128 BERNATH DR, MILTON, FL 32583-8453 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3128 BERNATH DR, MILTON, FL 32583-8453 |
| Document Number | 0044690678 |
|---|---|
| Date | Jan 29, 2024 |
| Book Page | 4469/678 |
| Instrument | 202403638 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 12, 2022 |
| Property Address | 3128 BERNATH DR, MILTON, FL 32583-8453 |
| Document Number | 0043151841 |
| Book / Page | 4315 / 1841 |
| Map Reference | MB F PG 10 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 202247315 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $805.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3037 GREYSTONE DR, PACE, FL 32571-9518 |
| Name | Verified Name |
|---|---|
| Address | 7220 PRO LN, MILTON, FL 32570-7965 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 1, 2018 |
| Property Address | 3128 BERNATH DR, MILTON, FL 32583-8453 |
| Document Number | 0037060579 |
| Book / Page | 003706 / 000579 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 8061 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5930 OAK MANOR DR MILTON FL 325707704, MILTON, FL 32570-7704 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $634,496 (+0.64%) Land $96,000 Building $538,496 | $634,496 (+0.64%) Land $96,000 Building $538,496 | |
| 2024 | $9,671.00 (+282.25%) | $630,440 (+775.61%) Land $72,000 Building $558,440 | $630,440 (+775.61%) Land $72,000 Building $558,440 |
| 2023 | $2,530.00 (+23.66%) | $72,000 (+1%) Land $72,000 | $72,000 (+1%) Land $72,000 |
| 2022 | $2,046.00 | $36,000 | $36,000 Land $36,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 199 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 199 in force |
| Nearby Flood Claims | 56 (1995–2020) |
| Claims Outside the SFHA | 1 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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