3128 Beaver Dam Dr, Monroe, NC 28110 Property Records

Union County property record for 3128 Beaver Dam Dr, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,041 sqft · built 2007
Lot Size	2.55 acres (111,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Jul 2022)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-075-128`

Property Details

APN / Parcel Number

Primary APN	`08-075-128`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,041 sqft Living Area
1st Floor Area	2,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Lot Area	111,209 sqft (2.55 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3128 BEAVER DAM DR
City	MONROE
State	NC
Zip	28110-7670
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#46 BICKETT RIDGE SEC2 MP1 OPCI722
Legal Subdivision	BICKETT RIDGE
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3028
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
May 18, 2021	Deed, Transfer
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FORT FINANCIAL CU
Feb 27, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 19, 2018	Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Document Number	202225109
Deed Book / Page	8524 / 880
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 14, 2022
Property Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	0008524880
Book / Page	8524 / 880
Map Reference	CAB I FILE 721-723
Instrument Date	Jul 14, 2022
Instrument	25109
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670

Mortgage

Document Number	0000025110
Date	Jul 14, 2022
Instrument	25110

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NC
Recording Date	May 18, 2021
Property Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	8104395
Book / Page	8104 / 395
Map Reference	CAB I FILE 721-723
Instrument Date	May 7, 2021
Instrument	23473
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3128 BEAVER DAM DR, 3128, MONROE, NC 28110-7670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3102 SPRING ST, FORT WAYNE, IN 46808-2962

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Transaction Type	Mortgage
Record Updated	Apr 21, 2021
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8058101
Date	Apr 9, 2021
Book Page	8058/101
Instrument	16688

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 27, 2020
Property Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	0007595443
Book / Page	7595 / 443
Map Reference	CAB I FILE 721-723
Instrument Date	Feb 27, 2020
Instrument	6472
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$898.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670

Mortgage

Document Number	0000006473
Date	Feb 27, 2020
Instrument	6473

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 19, 2018
Property Address	3128 BEAVER DAM DR, MONROE, NC 28110-7670
Document Number	723782
Book / Page	007237 / 000082
Instrument Date	Sep 19, 2018
Instrument	26507
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$898.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3128 BEAVER DAM DR MONROE NC 281107670, MONROE, NC 28110-7670

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,200 (-) Land $161,200 Building $513,000	$674,200 (-) Land $161,200 Building $513,000
2025	$3,291.00 (+14.79%)	$674,200 (+52.71%) Land $161,200 Building $513,000	$674,200 (+52.71%) Land $161,200 Building $513,000
2023	$2,867.00	$441,500 Land $49,600 Building $391,900	$441,500 Land $49,600 Building $391,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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