3128 98th St, Highland, IN 46322 Property Records

Lake County property record for 3128 98th St, Highland, IN 46322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1965
Lot Size0.171 acres (7,475 sqft)
OwnerIndividual Name on File
Tax Bill$2,416 (2024)
Deeds & MortgagesAug 2022 Transfer
Aug 2022 Transfer
Flood ZoneZone X (minimal risk)
APN007-16-27-0349-0014

Property Details

APN / Parcel Number

Primary APN007-16-27-0349-0014
Alternative APNs
  • 45-07-33-228-014.000-026
  • 162703490014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2000
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,475 sqft (0.171 acres)
Lot Dimensions115 ft deep x 65 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-16-27-0349-0014
Old Parcel Number162703490014
Street Address3128 98TH ST
CityHIGHLAND
StateIN
Zip46322-3310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE 4TH ADD. TO HIGHLAND ALL L.111
Legal SubdivisionLAKESIDE 4TH ADD
Legal Lot Number111
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1024
Census Tract40502

Owner

3128 98th St is owned and occupied by an individual who acquired it in August 2022.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3128 98TH ST, HIGHLAND, IN 46322-3310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Intrafamily Transfer, Transfer
Aug 3, 2022Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleAug 3, 2022
Record UpdatedJun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateAug 3, 2022
Property Address3128 98TH ST, HIGHLAND, IN 46322-3310
Document Number0000024927
Map ReferenceMB 37 PG 3
Instrument DateJun 28, 2022
Instrument2022-024927
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3128 98TH ST, HIGHLAND, IN 46322-3310

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLAKE IN
Recording DateAug 3, 2022
Property Address3128 98TH ST, HIGHLAND, IN 46322-3310
Document Number0000024926
Map ReferenceMB 37 PG 3
Instrument DateJun 25, 2022
Instrument2022-024926
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHighland Town
Unified School DistrictHighland School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$250,700 Land $43,300 Building $207,400$250,700 Land $43,300 Building $207,400
2024$2,416.00
2023$217,900 (+15.35%) Land $43,300 Building $174,600$217,900 (+15.35%) Land $43,300 Building $174,600
2022$1,903.00 Homeowner's exemption$188,900 Land $43,300 Building $145,600$188,900 Land $43,300 Building $145,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3128 98th St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims11 (1979–2008)
Claims Outside the SFHA1 of 11
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3128 98th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER WORKS
serves 23,984 people · EPA ID IN5245021
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionJan 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on 98th St

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