3127 Tepee Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 3127 Tepee Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,136 sqft
Lot Size	0.209 acres (9,118 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2026)
Tax Bill	$961 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-140-001-044`

Property Details

APN / Parcel Number

Primary APN	`10-140-001-044`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	9,118 sqft (0.209 acres)
Lot Width	70 ft Width
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3127 TEPEE DR
City	READING
State	MI
Zip	49274-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 50 TOTEM VILLAGE SEC 8 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	08
Legal Subdivision	TOTEM VILLAGE
Legal Lot Number	50
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3006
Census Tract	50400

Owner

Source: Hillsdale County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5104 RAY RD, LINDEN, MI 48451-9460
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage CENTURY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 25, 2014 · Amount on Record
Deed Document Number	2026624228
Deed Book / Page	1925 / 705
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0000595112
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jul 2, 2026
Property Address	3127 TEPEE DR, READING, MI 49274-9612
Document Number	0000624228
Book / Page	1925 / 705
Instrument Date	Jul 1, 2026
Instrument	2026624228
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	TITLE ALLIANCE, UNITED ALLIANCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112,918.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5104 RAY RD, LINDEN, MI 48451-9460

Mortgage

Document Number	0000624237,
Date	Jul 2, 2026
Instrument	2026624237

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	3127 TEPEE DR, READING, MI 49274-9612
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 TEPEE DR, READING, MI 49274-9612

Mortgage

Document Number	001839/748
Date	Nov 21, 2022
Book Page	1839/748

Lender

Name	CENTURY BANK
Type	Bank
Address	READING, MI 49274

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,300 (+5.05%)	$118,761 (+5%) Land $7,000 Building $111,761
2025	$961.00 (+20.88%) Homeowner's exemption	$57,400 (+15.73%)	$113,105 (+16.08%) Land $7,000 Building $106,105
2023		$49,600	$97,436 Land $7,000 Building $90,436
2021	$795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Tepee Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures