Mecklenburg County property record for 3127 Sunset Dr, Charlotte, NC 28209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,579 sqft · built 1951 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,000 (May 2018) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | Jun 2026 Construction Loan Jan 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147-103-04 |
| Primary APN | 147-103-04 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| 1st Floor Area | 1,579 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Area | 320 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3127 SUNSET DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28209-1207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L16 B7A M6-389 |
| Legal Subdivision | DEVONSHIRE PLACE MAP |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 3302 |
3127 Sunset Dr is owned by two individuals who bought it in May 2018.
Source: Mecklenburg County records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 318 W 10TH ST, CHARLOTTE, NC 28202-1712 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK |
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 11, 2021 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 10, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on File |
| Deed Sale | May 10, 2018 · Amount on File |
| Prior Sale | Mar 26, 2015 · Amount on File |
| Deed Document Number | 201856756 |
| Deed Book / Page | 32667 / 152 |
| Prior Transfer Date | Jul 16, 1998 |
| Prior Transfer Doc | 9798000751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 15, 2026 |
| Property Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000063185 |
| Book / Page | 40499 / 361 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 202663185 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | 24 HOUR CLOSING |
| Name | Verified Name |
|---|---|
| Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000063185, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 40499/361 |
| Instrument | 202663185 |
| Name | SOUTH STATE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000006830 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 40153/172 |
| Instrument | 2026006830 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000026820 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 35662/358 |
| Instrument | 2021026820 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000114339 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3127 SUNSET DR CHARLOTTE NC 282091207, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000114339 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 034851/000417 |
| Instrument | 114339 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 10, 2018 |
| Property Address | 3127 SUNSET DR, CHARLOTTE, NC 28209-1207 |
| Document Number | 0000056756 |
| Book / Page | 032667 / 000152 |
| Instrument Date | May 10, 2018 |
| Instrument | 56756 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2018 |
| Title Company | INVESTORS TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,078.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 318 W 10TH ST CHARLOTTE NC 282021712, CHARLOTTE, NC 28202-1712 |
| Document Number | 56757 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 032667/000154 |
| Instrument | 56757 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2048 |
The 2025 property tax bill for 3127 Sunset Dr was $6,259.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,259.00 | $793,500 Land $480,000 Building $313,500 | $793,500 Land $480,000 Building $313,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3127 Sunset Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3127 Sunset Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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