3127 SE Orchid St, Stuart, FL 34997 Property Records

Martin County property record for 3127 SE Orchid St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1991
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$339,900 (Dec 2025)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-38-41-002-014-0010.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`54-38-41-002-014-0010.0-9-0000`
Alternative APNs	`54-38-41-002-014-00100-9` `43549`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,450 sqft
1st Floor Area	1,032 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	43549
Street Address	3127 SE ORCHID ST
City	STUART
State	FL
Zip	34997-7878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	HIBISCUS PARK SEC 2 LOT 10 BLK 14
Legal Range	41E
Legal Township	38S
Legal Section	54
Legal Subdivision	HIBISCUS PARK
Legal Block	14
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1019
Census Tract	1107

Owner

3127 SE Orchid St is owned and occupied by an individual who bought it in December 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3127 SE ORCHID ST, STUART, FL 34997-7878
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Oct 28, 2016 · Amount on File
Deed Document Number	20253162574
Deed Book / Page	3540 / 1615
Record Updated	Oct 29, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 29, 2025
Property Address	3127 SE ORCHID ST, STUART, FL 34997-7878
Document Number	0035401615
Book / Page	3540 / 1615
Map Reference	MB 3 PG 27
Instrument Date	Dec 19, 2025
Instrument	3162574
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4849 GREENVILLE AVE, DALLAS, TX 75206-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3127 SE ORCHID ST, STUART, FL 34997-7878

Mortgage

Document Number	0035401622
Date	Dec 29, 2025
Instrument	3540/1622

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	2
Max Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 3127 SE Orchid St was $5,210, up 2% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00 (+1.98%)	$259,232	$265,810 Land $125,000 Building $140,810
2024	$5,109.00 (+5.36%)
2023	$4,849.00 (+9.33%)	$214,242 (+1%)	$252,970 (+13.91%) Land $120,000 Building $132,970
2022	$4,435.00	$194,766	$222,080 Land $110,000 Building $112,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3127 SE Orchid St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3127 SE Orchid St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Blue Stream.

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